Smart Money People Logo
Share this page
Link copied

Nationwide: Credit Card reviews

View other Nationwide products
3.92
Based on 176 reviews, last reviewed 13th Nov 2024
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

4

No benefits to having it, no rewards, no cashback. No benefits to having it, no rewards, no cashback. Reviewed on: 25th August 2024
Caroline Pritchard's avatar
Caroline Pritchard

Latest lowest rating:

1

Made a valid claim but was declined. Made a valid claim but was declined. They never contacted me. I had to chase this up. Credit guarantee system was not backed up. Reviewed on: 13th November 2024
Chris D's avatar
Chris D
Read all reviews See your review

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (176)

Review of the Nationwide, Credit Card:

Really helpful when things go wrong

5
Four figure purchase went wrong in New Zealand when a company claimed it could no longer trade. The Nationwide team got onto the case very quickly and managed to backcharge the company's account. They recovered 100% of the loss including currency exchange rate move. Reviewed on: 9th June 2018
Dee's avatar
Dee

Credit card

5
Great product easy to apply and great app Reviewed on: 5th April 2023
Martina's avatar
Martina

Straightforward credit card

4
A basic credit card with a monthly email prompting me to download and check my statements. Very easy to use. Sadly, cashback was removed a while ago, but I like the fact Nationwide is owned by its members and operates with ethics in mind so I can live without the perk. Reviewed on: 5th April 2023
CSCSCS19's avatar
CSCSCS19

Good bank

5
Verry good bank and you have all you need banking online credit card debit card all Reviewed on: 3rd April 2023
Andreea's avatar
Andreea

Poor service on credit cards

2
credits card sometimes dont scan on TFL services and its a recurring issue which isn't dealt with. It can be frustrating if im on-the-go and rushing for a bus and it doesn't work Reviewed on: 3rd April 2023
Damiann Akhboun's avatar
Damiann Akhboun

A human instead of a credit score.

5
I got my credit card with a high credit limit despite a fairly poor credit score and I was able to balance transfer a more expensive card and I now pay a really good APR and hope to end my debt much sooner as a result. So nice to be treated like a human being instead of a credit score. Reviewed on: 3rd April 2023
Diane 's avatar
Diane

Credit card

4
Does the job, good for spending abroad Reviewed on: 30th March 2023
Acollett's avatar
Acollett

Takes too long

4
When you have an issue with a purchase that goes wrong and you think you are covered because it cost more than £100 think again you might be drawing your pension by the time it's resolved one way or the other! Reviewed on: 28th March 2023
john radburn's avatar
john radburn

Awful bank

1
Nationwide reduced my credit limit without notifying me then advised me they will do nothing about it. Reviewed on: 23rd February 2023
Gary Martin's avatar
Gary Martin

Credit card

4
Application for the card was easy and customer service care is good Reviewed on: 16th February 2023
Simcoh's avatar
Simcoh

best bank

5
always helpful, always cheerful, always there when needed Reviewed on: 11th February 2023
Lynette Kelly's avatar
Lynette Kelly

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Nationwide has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill