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Sainsburys Bank Reviews

Ratings based on 97 reviews Last review 1 month ago
3.64 / 5Great overall rating

Sainsbury's was the first major British supermarket to open a bank. Smart Money People is the place for Sainsbury's bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

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4 17
3 10
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Your Sainsburys Bank Reviews (97)

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8th September 2017

Badly organised and incompetant. Avoid them.

Took out insurance for home and contents. Never got documentation. Chased it and still didn't. Chased them again and got confirmation but incomplete documents. If they cant get that right how can one have confidence in them if one makes claim. ...

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Took out insurance for home and contents. Never got documentation. Chased it and still didn't. Chased them again and got confirmation but incomplete documents. If they cant get that right how can one have confidence in them if one makes claim. I cancelled and am still waiting for a refund.

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19th August 2017

Absolutely appalling

I am shocked and appalled with the service I am currently receiving from Sainsbury's bank, specifically their credit card department. In 20 years of using other high street banks, I have never had to complain. In 8 months of using Sainsbury's bank I...

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I am shocked and appalled with the service I am currently receiving from Sainsbury's bank, specifically their credit card department. In 20 years of using other high street banks, I have never had to complain. In 8 months of using Sainsbury's bank I have had to complain three times, make multiple enquiries, had my card cloned and now, since the card cloning, cannot see any transaction history on my account, despite a balance being present. The nectar points that I am supposed to be accruing with regular spending are absent (complaint raised two weeks ago) are still absent as are the 'sorry' points that they were transferring me. The technical team should be shot, naked in the street for the poor excuse of a banking platform, that is impossible to use from a mobile device and for their lack of an app, possibly the only high street bank now not to have one. Frankly, Sainsbury's should stick to peddling eggs and bread and leave banking to the big boys. Absolute, swivel eyed, lazy, inflexible, opaque, fat cat shonkers who should be hung out to dry by the FCA.

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15th August 2017

Cash Passport card left me stranded on holiday

I have a Sainsbury Cash Passport card. On returning home off holiday I stopped to draw cash for my onward journey using the Cash Passport card and the Link machine had a fault and dispensed no...

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I have a Sainsbury Cash Passport card. On returning home off holiday I stopped to draw cash for my onward journey using the Cash Passport card and the Link machine had a fault and dispensed no money.
Over the next 6 hours Link provided an email to say I had received no cash and that Cash Passport would be able to release the preauthorisation immediately. Not so they wanted 7 days before they would return my money. I was left stranded with no offers of help or interest at al from Cash Passport.
I have since enquired at other Banks who all confirm that the preauthorization could have been released immediately !!!!
My advice don't use Cash Passport as if you are stuck they are not interested!!!

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19th July 2017

Rip off fees and buy back charges

Pre loaded in euros I visited the canaries I used my card in cashpoint and they charged me over 30 euros to draw 150 euro out! And every shop purchase I made they charged me a currency conversion fee!! Now I'm home I'm trying to get the money back but...

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Pre loaded in euros I visited the canaries I used my card in cashpoint and they charged me over 30 euros to draw 150 euro out! And every shop purchase I made they charged me a currency conversion fee!! Now I'm home I'm trying to get the money back but 14 days later and iv still not received anything! They make it so hard to claim your money back you consider giving up!! And what money you have left and want to transfer back to your account is bought at a much higher rate so you loose massively!! Stay well clear I'd say

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4th July 2017

Good credit card if you shop at Sainsbury's

The nectar credit card allows you to collect points as you spend. I use it for shopping at Sainsbury's and large purchases, this allows me to collect points and paying off the credit card regularly keeps the interest charges down. ...

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The nectar credit card allows you to collect points as you spend. I use it for shopping at Sainsbury's and large purchases, this allows me to collect points and paying off the credit card regularly keeps the interest charges down.

Nectar points are good for spending on goods I store or services and offers which are available to view online. The website provides an easy way to keep an eye on your spending and making payments, a direct debit is a good idea but being able to pay more online is handy. Interest rates aren't the best but not horrendous and if paying off in full every month points can be earned with little outlay.

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1st July 2017

Old school loan

My loan with Sainsbury's was at a fantastic rate, so really chuffed with that. But setting up was a little more daffy than I'd have liked, and involved confusingly worded emails and posted letters. It all felt a bit old school waiting for things in...

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My loan with Sainsbury's was at a fantastic rate, so really chuffed with that. But setting up was a little more daffy than I'd have liked, and involved confusingly worded emails and posted letters. It all felt a bit old school waiting for things in the post. Emails looked basic which always makes me question the validity of the sender in this world of identity fraud.

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29th June 2017

Good welcome rewards,no initial fee

Nectar credit card is good.Easy to reach target to get points worth 100 pounds of shopping with sainsbury which is awesome really.American express so cant use everywhere but can use most renowned places and online so not too bad.referral bonus for...

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Nectar credit card is good.Easy to reach target to get points worth 100 pounds of shopping with sainsbury which is awesome really.American express so cant use everywhere but can use most renowned places and online so not too bad.referral bonus for friends as well

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29th June 2017

Poor slow service

Applied for a loan three weeks later advised that they were thinking about it and then they tell you can't have the advertised rate, I have a perfect credit history and believe that they pull you in with the offer of something they won't deliver so...

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Applied for a loan three weeks later advised that they were thinking about it and then they tell you can't have the advertised rate, I have a perfect credit history and believe that they pull you in with the offer of something they won't deliver so that they can get more out of you with a higher rate

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