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Sainsburys Bank reviews

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Rated Poor 2.11/5

Sainsburys Bank reviews

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Unverified business
Last reviewed within 7 days

Review summary

People rate this company as Poor based on 564 product reviews

Average score of 2.11/5
5 star
21%
4 star
9%
3 star
3%
2 star
7%
1 star
60%
Reviews for Sainsburys Bank have trended positively over the past 90 days

Latest positive rating

5/5

It has always been very good with fast responses but...

It has always been very good with fast responses and positive answers. A shame that it was 'sold' to NatWest but we shall see how they do going forward.

{"display":"Terry H","full_name":"Terry H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Nectar Credit Card
Terry H 24th January 2026

Latest negative rating

1/5

AVOID AT ALL COSTS SCAMMERS

Absolute joke of a firm paid insurance for 2 dogs with these scammers. Put in a claim declined it straightaway no explanation asked for a... Absolute joke of a firm paid insurance for 2 dogs with these scammers. Put in a claim declined it straightaway no explanation asked for a review point blank refused. Underwritten by the wirst Underwriters ever Pinnacle shocking firm. DO NOT USE either of these just take your money and give you nothing. Read more Read less

{"display":"Julie M","full_name":"Julie M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Pet Insurance
Julie M 10th January 2026

About Sainsburys Bank

Sainsbury's was the first major British supermarket to open a bank. Smart Money People is the place for Sainsbury's bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Sainsburys Bank at a glance

Reviews for Sainsburys Bank

Showing 11 of 564 company reviews Last reviewed within 7 days

It has always been very good with fast responses but...

Nectar Credit Card 24th January 2026

It has always been very good with fast responses and positive answers. A shame that it was 'sold' to NatWest but we shall see how they do going forward.

Rated Excellent 5/5
Read more product reviews

Sainsbury's assessed and paid my claim so fast.

Pet Insurance 22nd January 2026

Sainsbury's assessed and paid my claim so fast. The communication and portal were great so I didn't need to make an effort to contact them... Sainsbury's assessed and paid my claim so fast. The communication and portal were great so I didn't need to make an effort to contact them myself. They worked directly witb the vets which made a very stressful situation much less stressful. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 1/5

    AVOID AT ALL COSTS SCAMMERS

    Absolute joke of a firm paid insurance for 2 dogs with these scammers. Put in a claim declined it straightaway no explanation asked for a... Absolute joke of a firm paid insurance for 2 dogs with these scammers. Put in a claim declined it straightaway no explanation asked for a review point blank refused. Underwritten by the wirst Underwriters ever Pinnacle shocking firm. DO NOT USE either of these just take your money and give you nothing. Read more Read less

    {"display":"Julie M","full_name":"Julie M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Julie M 10th January 2026
  • 1/5

    Ordered foreign currency, never received it.

    Ordered foreign currency, never received it. Chased on phone and they said they had failed to let me know they had run out of that... Ordered foreign currency, never received it. Chased on phone and they said they had failed to let me know they had run out of that currency also failed to credit my card, absolutely attrocious service Read more Read less

    {"display":"Johnny C","full_name":"Johnny C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Johnny C 20th November 2025
  • 5/5

    Money in small value notes ( £20 equivalent)

    The best thing is that wherever in world you get small value notes ( none over £20 equivalent) which means getting taxis etc much easier,... The best thing is that wherever in world you get small value notes ( none over £20 equivalent) which means getting taxis etc much easier, whether camodain, thai, peruvian if preorder on line and collect in store. Use every time- obviously with Nectar dscount Read more Read less

    {"display":"Alexandra M","full_name":"Alexandra M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Alexandra M 12th October 2025
  • 1/5

    Ripped off for walk-in exchange rate versus on-line

    I walked into the store and asked to order £1600 in Euros with my nectar card. The guy told me he could give me the... I walked into the store and asked to order £1600 in Euros with my nectar card. The guy told me he could give me the money now (1740 euros) but did not advise that I would have got 60euros more (for an additional £1.80) if I’d ordered online. I phoned the complaint team to be told he had no legal obligation- to notify me that the walk rate was lower than online - fine but what about ethics - 60 euros would have paid for a meal on our family holiday! Feeling really ripped off. Will never use them again Read more Read less

    {"display":"Debbie M","full_name":"Debbie M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Debbie M 4th October 2025
  • 1/5

    Ordered £1000 worth of euros to be delivered to me b...

    Ordered £1000 worth of euros to be delivered to me by the post office. All was fine until I opened the package. I received 6... Ordered £1000 worth of euros to be delivered to me by the post office. All was fine until I opened the package. I received 6 x 100 euro notes and 5 x 50 euro notes. The rest of the order was in smaller notes. I holiday in a very small village in Kefalonia so I would have no chance of changing the large notes. No problem I thought. I’ll go to my local Sainsburys store and exchange them for smaller notes. After queuing at least 30 minutes I was told they are not allowed to exchange notes. Read more Read less

    {"display":"Philip B","full_name":"Philip B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Philip B 12th September 2025
  • 5/5

    Had a few issues with previous companies when insuri...

    Had a few issues with previous companies when insuring my beloved Collie - not so with Sainsbury's!!

    {"display":"Marc","full_name":"Marc","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Marc 7th September 2025
  • 5/5

    Good price and easy to buy BUT

    Good price and easy to buy BUT Sainsbury’s are not doing house insurance in the future (hence why a low “recommend to others” score.

    {"display":"Chris W","full_name":"Chris W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Chris W 6th September 2025
  • 5/5

    Sainsburys Pet Insurance

    Have not had to make any claims under the policy as of today’s date however the specifics of the policy were made very clear upon... Have not had to make any claims under the policy as of today’s date however the specifics of the policy were made very clear upon signing up and the online portal is easy to access. Read more Read less

    {"display":"James A","full_name":"James A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    James A 5th September 2025
  • 4/5

    No issues with claims!

    Had to make a claim, it was resolved well though it did take a little time as it was complex.

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