Tesco Bank reviews
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Tesco Bank reviews
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Manage your account or policy via an app or website
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On-line application and approval process
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UK-based contact centre
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Website is fully compatible with assistive technology
Review summary
People rate this company as Average based on 1,420 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Tesco Bank's Clubcard credit cards are praised for ease of use, good rewards, and helpful customer service. Personal loans get nods for competitive rates and flexible repayment. However, car insurance draws heavy criticism for poor claims handling, unexpected price hikes, and dreadful customer service. Pet and travel insurance also face complaints about claim delays and rising premiums. Travel Money service is often let down by poor communication and delivery issues.
Positive themes
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Tesco Bank Clubcard credit cards are easy to use and reward loyal shoppers well. (7 mentions)
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Tesco Bank personal loans offer competitive rates and flexible repayment options. (5 mentions)
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Tesco Bank home insurance is often competitively priced with straightforward sign-up. (5 mentions)
Negative themes
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Tesco Bank car insurance claims handling is slow, frustrating and poorly communicated. (6 mentions)
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Pet insurance claims are frequently delayed or denied with poor customer support. (5 mentions)
About Tesco Bank
Tesco Bank launched in 1997 and today have more than 5 million customers across a range of banking and insurance products.
In early 2024, Tesco and Barclays announced a long-term strategic partnership, initially for a 10-year period, to provide customers with Tesco-branded banking products and services.
Tesco Bank’s products include credit cards, loans, travel insurance and currency, savings, car insurance, pet insurance and home insurance.
Tesco Bank at a glance
Reviews for Tesco Bank
Showing 11 of 1420 company reviews • Last reviewed within 7 days
Very disappointing claims experience with Tesco Insu...
Very disappointing claims experience with Tesco Insurance I am extremely disappointed with the way Tesco Insurance has handled my non-fault accident claim. I was involved... Very disappointing claims experience with Tesco Insurance I am extremely disappointed with the way Tesco Insurance has handled my non-fault accident claim. I was involved in a road traffic accident where another driver hit my vehicle. The other driver accepted responsibility at the scene and provided me with their insurance details. I immediately took photographs and videos, contacted the police and informed Tesco that CCTV cameras were available which could verify exactly what happened. I provided Tesco with all the information they requested. Despite this, my claim has been stressful and frustrating from the beginning. Tesco declared my car a total loss and valued it at £1,510, but only offered me around £760 because my excess is being withheld until recovery from the third-party insurer. This has left me without enough money to replace my vehicle and without any transport for over two months. Communication throughout my claim has been poor. I repeatedly had to chase for updates and felt I was left to deal with everything myself instead of receiving the support I expected from my insurer. I also informed Tesco that CCTV evidence was available, but I was never kept informed about whether they had taken steps to obtain it. This was a non-fault accident, yet I have experienced delays, uncertainty and unnecessary stress while waiting for my claim to progress. Instead of feeling supported by my insurer, I have been left without a car and without clear answers. I expected Tesco Insurance to protect its customers when they are involved in an accident that was not their fault. Unfortunately, my experience has been the opposite. Based on my experience, I cannot recommend Tesco Insurance. Read more Read less
Great Credit score builder
Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score.
Products from Tesco Bank
Car insurance
by Tesco BankTesco car insurance has three levels of cover: Bronze, Silver and Gold. If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a...
Car insurance
by Tesco BankTesco car insurance has three levels of cover: Bronze, Silver and Gold. If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a...
Clubcard credit cards
by Tesco BankWith Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances. There are a range of...
Clubcard credit cards
by Tesco BankWith Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances. There are a range of...
Home insurance
by Tesco BankTesco Insurance give Clubcard holders a discount on their home insurance policies. Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can...
Home insurance
by Tesco BankTesco Insurance give Clubcard holders a discount on their home insurance policies. Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can...
Pet insurance
by Tesco BankTesco Insurance offer pet insurance policies to cover dogs and cats. There’s a choice of cover including lifetime pet insurance, maximum benefit and time limited. If you’re a Clubcard holder...
Pet insurance
by Tesco BankTesco Insurance offer pet insurance policies to cover dogs and cats. There’s a choice of cover including lifetime pet insurance, maximum benefit and time limited. If you’re a Clubcard holder...
Personal loan
by Tesco BankA Tesco personal loan can be used for a range of purposes. The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the...
Personal loan
by Tesco BankA Tesco personal loan can be used for a range of purposes. The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the...
Travel Money
by Tesco BankBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Travel Money
by Tesco BankBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Current account (discontinued)
by Tesco BankTesco Bank stopped offering current accounts to new customers in 2019 and permanently closed all remaining personal current accounts in 2021.
Current account (discontinued)
by Tesco BankTesco Bank stopped offering current accounts to new customers in 2019 and permanently closed all remaining personal current accounts in 2021.
Internet Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Internet Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Travel insurance
by Tesco BankTesco Bank offer three types of travel insurance – single trip, annual multi trip and backpacker. Whether you choose economy, standard or premier, cover for medical expenses and 24/7 emergency...
Travel insurance
by Tesco BankTesco Bank offer three types of travel insurance – single trip, annual multi trip and backpacker. Whether you choose economy, standard or premier, cover for medical expenses and 24/7 emergency...
Cash ISA
by Tesco BankYou can apply for Tesco Bank cash ISAs online in around ten minutes. The Tesco Bank Instant Access Cash ISA can be opened with £1 and there are no withdrawal...
Cash ISA
by Tesco BankYou can apply for Tesco Bank cash ISAs online in around ten minutes. The Tesco Bank Instant Access Cash ISA can be opened with £1 and there are no withdrawal...
Breakdown Cover
by Tesco BankLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Breakdown Cover
by Tesco BankLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Fixed Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
Fixed Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
Instant Access Savings
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Instant Access Savings
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Fixed Rate Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Fixed Rate Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Life Insurance
by Tesco BankDo you want to find out what life as a Tesco Bank life insurance customer is like? Now you can! Read Tesco Bank life insurance reviews at Smart Money People...
Life Insurance
by Tesco BankDo you want to find out what life as a Tesco Bank life insurance customer is like? Now you can! Read Tesco Bank life insurance reviews at Smart Money People...
Junior ISA
by Tesco BankA Tesco Bank Junior ISA can be opened with £1 and is a tax-free way to save for a child. The interest rate is variable and the account can be...
Junior ISA
by Tesco BankA Tesco Bank Junior ISA can be opened with £1 and is a tax-free way to save for a child. The interest rate is variable and the account can be...
Tracker Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
Tracker Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
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