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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.49 (552 reviews)

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4.28

Based on 552 reviews, last reviewed 24th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Mixed Experience with Vanquis Credit Card! I have had a Vanquis credit card for some time, and my experience has been a mix of positives and challenges. The card helped me build my credit scor... Read more Reviewed on: 24th January 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (552)

Review of the Vanquis, Credit card:

Vanquis review

Very good experience with Vanquis with no issues. Mobile app is good also. Reviewed on: 2nd May 2024

Safe hands.

I actually don't like recommending people credit cards as they can end up with debt they may not be able to handle, but with this company I think people are in safe hands. Reviewed on: 13th June 2025

Easy to use app

Their easy-to-use app and text reminders for regular payments help me stay on top of my credit. Reviewed on: 12th June 2025

I have had absolutely no problems with vanquish at all.

I have had absolutely no problems with vanquish at all. They have always kept me updated with any changes that have happened. Reviewed on: 12th June 2025

Vanquis is a great credit card to build credit and i...

Vanquis is a great credit card to build credit and improve your credit score. Reviewed on: 12th June 2025

Easy to set up, great features and customer service

Easy to set up, great features and customer service Reviewed on: 27th May 2025

I got a credit card to improve my credit score.

I got a credit card to improve my credit score. Then Covid hit, which unfortunately meant I maxed out my card as this was my only access to money. I’m still paying it off, the interest was insane for the amount I borrowed and there was no break. Then Covid hit customer service was a nightmare, I feel like they hire sales people rather than customer service. Reviewed on: 23rd May 2025

Do not value my custom - closing my account

I obtained a credit card from Vanquis nearly 4 years ago with a £600 credit limit, despite making payments back every month and paying much more than minimum payment, using the card regularly, I have never received anything more from them. I even called them and asked why they have never offered me a credit increase, they could see I never missed a payment, they still said they are not going to offer me anything more than the £600. This does not make sense to me as I have a good credit history, payments never missed and other lenders offer increases, so why not Vanquis, I felt like my custom to them doesn’t mean very much and I have decided to close my account with them. I do not feel valued by them, Reviewed on: 22nd April 2025

Direct debit was not taken and I was charged £12

After setting Direct debit and confirming it form Vanquis bank Direct debit was not taken and I was charged £12 for late payment. Great job. Absolut scam! Reviewed on: 20th April 2025

Very secure app and online experience Hot when frau...

Very secure app and online experience Hot when fraud is suspected. Reviewed on: 19th April 2025

Excellent card

Excellent card easy to use reasonable rates Reviewed on: 19th April 2025

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