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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41882 reviews)

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4.93

Based on 41,882 reviews, last reviewed 17th Jan 2026

79000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent contact. Excellent contact. Always know where you stand with your account. Reviewed on: 17th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41882)

Review of the Zopa, Credit card:

The best credit card on earth!!!

I’ve had a Zopa credit card for a few years and the experience has been nothing but amazing, zero issues and great usability. One of the the most versatile cards I own and the user experience both online and in app are perfect and easy to use. This is the best credit card on earth. Reviewed on: 21st February 2023

Excellent contact.

Excellent contact. Always know where you stand with your account. Reviewed on: 17th January 2026

World class customer service

Easy to use and deal with, and world class customer service. Highly recommended. Zopa have always been by my side since day one and I value them highly. Reviewed on: 17th January 2026

Excellent app credit card and loans speedy

Excellent app credit card and loans all in one place ! Reviewed on: 17th January 2026

Easy to use application process and the app is very...

Easy to use application process and the app is very user friendly Reviewed on: 17th January 2026

Gave me a credit card when i was really struggling b...

Gave me a credit card when i was really struggling before christmas and saved my christmas Reviewed on: 17th January 2026

Had Zopa for a few years now.

Had Zopa for a few years now. Always been great. No hassles Reviewed on: 17th January 2026

Very considerate and caring when.

Very considerate and caring when. Was late making a payment due to the passing of my mum Reviewed on: 17th January 2026

All super smooth, app is great, application swift an...

All super smooth, app is great, application swift and clear. Not had to call to speak to anyone either so it must just work. Reviewed on: 17th January 2026

All over good and excellent service

All over good and excellent service Reviewed on: 17th January 2026

Excellent service would recommend to a friend

Excellent service would recommend to a friend Reviewed on: 17th January 2026

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