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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fast and efficient from the start

Fast and efficient from the start Reviewed on: 23rd April 2025

I always enjoy it, any time, any day.

I always enjoy it, any time, any day. Reviewed on: 23rd April 2025

Enjoying the journey

Zopa have helped me address my financial issues and set future goals. Looking forward improving my personal goals.. Reviewed on: 23rd April 2025

Excellent service and great App!

App is very easy to navigate. The service is brilliant especially for people who was trying to build their credit score. Other services are available like ISA. Reviewed on: 23rd April 2025

Ok just another cc

Don’t accurately tell you when you’re free grace period is up so you end up paying interest last time I use it Reviewed on: 23rd April 2025

Great products

This credit card and the loan are great products. No problems at all from application and with all transactions. Kept well informed at all stages. Would definitely recommend to everyone. Can’t state enough how happy I am with this. Reviewed on: 23rd April 2025

I have good Experience with Zopa. Newer had any problem

I have good Experience with , never had problem. I get ofiar to Higher limit Reviewed on: 23rd April 2025

Zopa responds quickly to questions and I feel comfor...

Zopa responds quickly to questions and I feel comfortable dealing with them Reviewed on: 23rd April 2025

Great Card

Have had no problems using card, very easy App to use. Reviewed on: 23rd April 2025

The phone app is clear and easy to use

The phone app is clear and easy to use Reviewed on: 23rd April 2025

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Want to see more from Zopa?

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