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Zopa: Credit card reviews

4.94
Based on 44,328 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026
Eunice O's avatar
Eunice O

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44328)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good to deal with helps to build poor credit.

5
Good to deal with helps to build poor credit. Reviewed on: 23rd April 2025

Very easy to apply also very quick and the app I rat...

5
Very easy to apply also very quick and the app I rate 10 out of 10 Reviewed on: 23rd April 2025

Clear and Easy To Use

5
Zopa is so users friendly and clear with contracts and conditions Reviewed on: 23rd April 2025

Amazing, gave me all the help I need when in...

5
Amazing, gave me all the help I need when in need Reviewed on: 23rd April 2025

Zopa credit card is zero hassle and 100% an asset .

5
Excellent card to use . The card is simple to use and hassle free because of the app that's available. Most transactions or queries are fast because of the app. The app is also easy to use and accessible. Reviewed on: 23rd April 2025

Great communication and easy app

5
Great communication,.let's me know what devices are available to me. Their app is very easy to use and when you make a payment you see it go off straight away. Reviewed on: 23rd April 2025

Great communication,.

5
Great communication,.let's me know what devices are available to me. Their app is very easy to use and when you make a payment you see it go off straight away. Reviewed on: 23rd April 2025

Great communication,.

5
Great communication,.let's me know what devices are available to me Reviewed on: 23rd April 2025

Easy app

5
Very easy app to use get all your statements and information and it’s very easy to understand Reviewed on: 23rd April 2025

Have always received great customer service knowledg...

5
Have always received great customer service knowledgeable staff Reviewed on: 23rd April 2025