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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I feel that zopa as a company is good

I feel that zopa as a company is good Reviewed on: 23rd April 2025

User friendly app and very attentive staff

User friendly app and very attentive staff Reviewed on: 23rd April 2025

Easy to use and keep track of payments

Easy to use and keep track of payments Reviewed on: 23rd April 2025

Wonderful, professional team no task to difficult

Wonderful, professional team no task to difficult Reviewed on: 23rd April 2025

Good experience great customer service easy app

Good experience great customer service easy app Reviewed on: 23rd April 2025

Best credit card ever

Using this card long time. No issues at all. Love to use this card for everyday shopping. Very helpful and excellent service. Thank you Zopa Reviewed on: 23rd April 2025

A very good all around performance and service

A very good all around performance and service Reviewed on: 23rd April 2025

Excellent app is great credit card is great

Excellent app is great credit card is great Reviewed on: 23rd April 2025

Enjoying using Zopa easier to use good customer serv...

Enjoying using Zopa easier to use good customer service even talking online so I would recommend it to my hold family well done zopa Reviewed on: 23rd April 2025

Great credit card ,money when I need it and easy to...

Great credit card ,money when I need it and easy to make repayments, the app is very easy to understand Reviewed on: 23rd April 2025

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