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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy execution from start to finish staff so pleasan...

Easy execution from start to finish staff so pleasant making you feel comfortable and easy to talk to nothing was to much trouble. Can't praise the enough. And the app is a lot easier to find your way around than most. Thankyou Zopa Reviewed on: 28th February 2025

Amazing company

Been plain sailing all the way through the process Reviewed on: 28th February 2025

Zopa easy to use use quick tap transportation

Zopa easy to use use quick tap transportation Reviewed on: 28th February 2025

Very good

Very good experience good service Reviewed on: 28th February 2025

Great thing I have done

I have applied for Zopa with fear that I wouldn’t be accepted and I was accepted… Reviewed on: 28th February 2025

Good service and excellent rates!

Good service and excellent rates!!! Reviewed on: 28th February 2025

Easy to use app.

Easy to use app. Clearly laid out pages. Due ballances easy to find. Services on offer are shown on the home page. Reviewed on: 28th February 2025

Zopa is so affordable

Zopa is so.easy to use. Its affordable and they do have other good products with good APRs. Reviewed on: 28th February 2025

Zopa 100%

Never had an issue. The app is so easy to navigate to check your balance or make a payment. Reviewed on: 28th February 2025

Hassle free and peace of mind excellent credit card

Hassle free and peace of mind excellent credit card Reviewed on: 28th February 2025

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