The Halifax Current Account is a free, everyday banking option. You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round...
The Premier Current Account from Barclays has a wide range of benefits but does have specific income or savings eligibility criteria. Premier customers can access a range of discounts, rewards...
The Co-operative (Co-op) current account is a basic account for everyday banking. You can apply for an overdraft as part of your Co-operative current account application, or once your account...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
The RBS Select current account is a basic account for everyday banking. Account holders can access RBS’ mobile banking app which has a range of money management features and built-in...
The NatWest Premier Reward Black account charges a monthly fee in return for a wide range of benefits. Benefits include a concierge service, discounts, insurance policies and cashback. You’ll need to...
The Santander Everyday Current Account has no monthly fee and can be managed online or via the app. Being a Santander Everyday Current Account customer also gives you access to Santander...
The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0. The Lloyds Classic Account can be serviced via the app...
The HSBC bank account gives access to a range of other offers, with no monthly account fee. With an HSBC bank account, you can apply for an HSBC Global Money...
The TSB Cash account is a basic bank account. It’s available if you don’t have a UK bank account and don’t qualify for other TSB current accounts. There’s no charge...
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Frequently asked questions
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What is a current account?
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A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.
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Can you have multiple current accounts?
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Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.
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Do current accounts earn interest?
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Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.
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