Based on 112 reviews
A product by Bank of Scotland
The Bank of Scotland Classic account has no monthly fee when you stay in credit. You can earn cashback with selected retailers, and Bank of Scotland will round what you...
Based on 91 reviews
A product by TSB
The TSB Cash account is a basic bank account. It’s available if you don’t have a UK bank account and don’t qualify for other TSB current accounts. There’s no charge...
Based on 22 reviews
A product by Virgin Money
Virgin Money M Plus is an everyday bank account. You’ll get interest on your balances and cashback on spending. There’s no monthly fee for this account and you won’t be...
Based on 168 reviews
A product by Santander
The Santander Everyday Current Account has no monthly fee and can be managed online or via the app. Being a Santander Everyday Current Account customer also gives you access to Santander...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 1314 reviews
A product by HSBC
The HSBC bank account gives access to a range of other offers, with no monthly account fee. With an HSBC bank account, you can apply for an HSBC Global Money...
Based on 84 reviews
A product by HSBC
HSBC Premier is a premium current account that offers a range of services. To be eligible, you’ll need an annual income or savings and investments of at least £100,000 or be...
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Frequently asked questions
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What is a current account?
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A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.
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Can you have multiple current accounts?
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Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.
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Do current accounts earn interest?
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Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.
News, guides and insights from our team
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Five highly rated current accounts
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