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Best Current accounts

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3.95

Based on 336 reviews

A product by Nationwide

Nationwide FlexPlus is a packaged bank account. For a monthly fee, the FlexPlus current account gives you worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Nationwide FlexPlus...

3.94

Based on 117 reviews

A product by Bank of Scotland

The Bank of Scotland Classic account has no monthly fee when you stay in credit. You can earn cashback with selected retailers, and Bank of Scotland will round what you...

3.90

Based on 182 reviews

A product by Santander

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app. Being a Santander Everyday Current Account customer also gives you access to Santander...

3.86

Based on 173 reviews

A product by TSB

The TSB Classic Plus Account is no longer on sale. View reviews for other TSB current accounts on Smart Money People.

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

3.77

Based on 42 reviews

A product by Lloyds Bank

Lloyds Bank Platinum Added Value Account reviews come from people like you! With so many different current accounts now available, you can read these honest Lloyds Bank Platinum Added Value...

3.76

Based on 94 reviews

A product by TSB

The TSB Cash account is a basic bank account. It’s available if you don’t have a UK bank account and don’t qualify for other TSB current accounts. There’s no charge...

3.72

Based on 1350 reviews

A product by HSBC

The HSBC bank account gives access to a range of other offers, with no monthly account fee. With an HSBC bank account, you can apply for an HSBC Global Money...

3.12

Based on 86 reviews

A product by HSBC

HSBC Premier is a premium current account that offers a range of services. To be eligible, you’ll need an annual income or savings and investments of at least £100,000 or be...

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Frequently asked questions

What is a current account?

A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.

Can you have multiple current accounts?

Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.

Do current accounts earn interest?

Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.

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