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MBNA: Credit Card reviews

Name: Credit Card
Rating: 3.18 (188 reviews)

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2.76

Based on 188 reviews, last reviewed 14th Apr 2025

100% increase in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

41%

12%

36%

Latest highest rating:

4

I just started this new adventure with MBNA with a l... I just started this new adventure with MBNA with a loan,all reviews tell me about the credit card but non in loans so until now to me looks good and v... Read more Reviewed on: 20th March 2025

Latest lowest rating:

1

Gave me a credit line of £4900, and then cancelled... Gave me a credit line of £4900, and then cancelled after an year citing that i haven't used the card. Rang them to explain that i was abroad, so coul... Read more Reviewed on: 14th April 2025

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About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (188)

Review of the MBNA, Credit Card:

Awful company

Unfair charges, unhelpful customer service. new balance/money transfer *deals* aren't competitive at all e.g 5% charge? Reviewed on: 1st May 2017

Good rate and easy use

Competitive rate with credit card, low interest thereafter interest free period. Could have been notified as to when that period was up as I had to look myself after being charged interest. Balance amount increased with no hassle and all on the app. Reviewed on: 5th April 2023

NEVER RECCOMENDED THIS BANK

I closed my account because of very high interest rates,after 1 year i called them to send it to me my old statements (because of yearly tax) they said we r not send email just regular mail and we charge 2$ every each statement!! Omg. Reviewed on: 17th March 2023

Scamster Scumbags

They double charged me for 5000$. They have taken money from my bank and have still reported for late payment. Their phone number has changed and they havent even updated their website. Name one serious bank who would do that. I had to call 8010 to get their actual number. They have no physical presence. The agents that talk to you on phone are scumbags who would be serving prison sentence if unprofessionalism were a claim. You have all red flags of a filthy business with mal-intentions. Stay the hell away from them if you care about your future. Reviewed on: 14th March 2023

Credit card

Low interest rate and a good limit Reviewed on: 10th March 2023

Good Credit card

Handy credit, and useful to use. Cheap if pay off right away but could be costly if not. Reviewed on: 9th March 2023

Closed my account after I payed my balance in full

This card company decided to close my account without any warning and sited my credit report as the reason. I have a score over 750... they only want customers who pay minimum payments. Reviewed on: 6th March 2023

Good credit card

App is user friendly and customer service has always been helpful Reviewed on: 22nd February 2023

Balance Transfer

I used this card to transfer a balance, got a great interest free offer than has really helped me get my finances under control. It was really easy to do on the app, I would highly recommend Reviewed on: 22nd February 2023

Good experience

I've had a positive experience with MBNA - customer service has been great, app is user-friendly and plenty of promotional offers available. Reviewed on: 21st February 2023

Brilliant service

Easy to use app and easy to read statement Reviewed on: 20th February 2023

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