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Nationwide: FlexBasic reviews

Name: FlexBasic
Rating: 4.55 (117 reviews)

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4.61

Based on 117 reviews, last reviewed 23rd Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

72%

21%

Latest highest rating:

5

Not taken incentives to switch, why would I? Had account for 20 plus years despite incentives to switch. Happy with all aspects of current account management, never had a problem. Easy to maintai... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Shocking customer service from Nationwide I am not a Nationwide customer but I went into their branch in Marlborough after withdrawing some cash from their ATM outside the branch. My request w... Read more Reviewed on: 30th July 2024

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About this product

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account.

There’s no monthly fee for FlexBasic and Nationwide automatically open a savings account for you at the same time. The account doesn’t have an arranged overdraft facility.

Nationwide FlexBasic reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexBasic reviews (117)

Review of the Nationwide, FlexBasic:

Bad Customer Service

Its approaching two months since i applied for a new ISA account including a transfer from another bank. I have phoned twice. One call took over an hour to get through. I have sent a complaint but this hasnt been dealt with. Terrible customer service. Reviewed on: 11th May 2021

renewing cash card

always prompt and speedy, last couple of times in a couple of days, i was impressed Reviewed on: 14th December 2018

Best current account switch

So glad iI finally did the current account switch. Good introductory interest rates in the current climate and a nice £100 after being recommended by a friend Reviewed on: 9th December 2018

it works

good customer service and a product that works Reviewed on: 11th November 2018

No longer putting members first

Not impressed with their loss of customer focus. Reviewed on: 11th November 2018

Great service

Really quick and easy to use and easy to replace Reviewed on: 17th September 2018

Easy to manage

Helpful when your card is lost or stolen Reviewed on: 5th June 2018

Customer service miles ahead of Barclays

Since changing from Barclays due to poor service, I have received a consistently good service from nationwide Reviewed on: 11th February 2018

Excellent service

Online banking easy to access and understand Reviewed on: 11th February 2018

A friendly , helpful and very personable bank

When I had my card details stolen nationwide were so helpful and made sure all my money was refunded back to me promptly and they kept me informed of what was happening all the way through the investigation . Reviewed on: 11th February 2018

Very useful

Replacement card arrived in days, and cancelling my lost one was simple Reviewed on: 7th February 2018

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