Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.48 (553 reviews)

View other Vanquis products

4.26

Based on 553 reviews, last reviewed 10th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

This bank is a scammer! This bank is a scammer! Never to be trusted I am writing to express my serious dissatisfaction with the way Vanquis has handled my credit card account... Read more Reviewed on: 10th February 2026

Read all reviews See your review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (553)

Review of the Vanquis, Credit card:

Great credit card to help build credit profile

Vanquis is great if you need to build your credit profile but once you are back there it can be a little high on interest. Otherwise the app is great and the company comms are good. Reviewed on: 9th June 2024

They are a great company to deal with.

They are a great company to deal with. They are considerate and professional in their approach to customers like me. They are knowledgeable and helpful too. Reviewed on: 16th June 2025

Safe hands.

I actually don't like recommending people credit cards as they can end up with debt they may not be able to handle, but with this company I think people are in safe hands. Reviewed on: 13th June 2025

Easy to use app

Their easy-to-use app and text reminders for regular payments help me stay on top of my credit. Reviewed on: 12th June 2025

I have had absolutely no problems with vanquish at all.

I have had absolutely no problems with vanquish at all. They have always kept me updated with any changes that have happened. Reviewed on: 12th June 2025

Vanquis is a great credit card to build credit and i...

Vanquis is a great credit card to build credit and improve your credit score. Reviewed on: 12th June 2025

Easy to set up, great features and customer service

Easy to set up, great features and customer service Reviewed on: 27th May 2025

I got a credit card to improve my credit score.

I got a credit card to improve my credit score. Then Covid hit, which unfortunately meant I maxed out my card as this was my only access to money. I’m still paying it off, the interest was insane for the amount I borrowed and there was no break. Then Covid hit customer service was a nightmare, I feel like they hire sales people rather than customer service. Reviewed on: 23rd May 2025

Do not value my custom - closing my account

I obtained a credit card from Vanquis nearly 4 years ago with a £600 credit limit, despite making payments back every month and paying much more than minimum payment, using the card regularly, I have never received anything more from them. I even called them and asked why they have never offered me a credit increase, they could see I never missed a payment, they still said they are not going to offer me anything more than the £600. This does not make sense to me as I have a good credit history, payments never missed and other lenders offer increases, so why not Vanquis, I felt like my custom to them doesn’t mean very much and I have decided to close my account with them. I do not feel valued by them, Reviewed on: 22nd April 2025

Direct debit was not taken and I was charged £12

After setting Direct debit and confirming it form Vanquis bank Direct debit was not taken and I was charged £12 for late payment. Great job. Absolut scam! Reviewed on: 20th April 2025

Very secure app and online experience Hot when frau...

Very secure app and online experience Hot when fraud is suspected. Reviewed on: 19th April 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.05 from 118 reviews
Nectar Credit Card
from American Express 4.14 from 13 reviews
Credit card
from Jaja Finance 1.38 from 142 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub