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Virgin Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.18 (255 reviews)

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3.97

Based on 255 reviews, last reviewed 23rd Nov 2024

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

16%

13%

Latest highest rating:

5

The flexible ISA offered a good rate... I used their flexible ISA because it offered a good interest rate plus I could withdraw largew amounts and replace later in the same tax year. This f... Read more Reviewed on: 23rd November 2024

Latest lowest rating:

1

Virgin Money Forces Customer to Pay for Their Mistake I opened a one-year fixed-term Cash ISA with Virgin Money in January, and initially, everything seemed fine. However, come October, Virgin Money abrup... Read more Reviewed on: 11th October 2024

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About this product

Virgin Money offer a range of Cash ISAs.

Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at any time and without incurring a charge. Virgin Money Cash ISAs can be opened online or in-store.

Virgin Money Cash ISA reviews help you find out what it’s like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Cash ISA reviews (255)

Review of the Virgin Money, Cash ISA:

Virgin 2-year fixed rate ISA

Earlier this year I filled in an application form for Virgin Money to transfer my ISA funds from another provider. Virgin Money were offering a more competitive rate for a 2-year fixed rate bond. An appointment was set up at a local branch, and I was helped by a very professional and helpful assistant. She helped me to fill in the forms, explaining each step, and couldn't have been more helpful. The funds were quickly transferred from the previous company, and the paperwork and fund certificate sent to me in the post. The whole process was made incredibly easy largely due to the assistant at Virgin, and I would recommend their service. A positive experience - and I am hoping that when the bond matures, Virgin will still be offering competitive rates. Reviewed on: 24th December 2015

The flexible ISA offered a good rate...

I used their flexible ISA because it offered a good interest rate plus I could withdraw largew amounts and replace later in the same tax year. This facility was invaluable during my recent house move transaction. Although the fixed rate has been reduced, it still offered a competitive rate. Reviewed on: 23rd November 2024

Virgin Money Forces Customer to Pay for Their Mistake

I opened a one-year fixed-term Cash ISA with Virgin Money in January, and initially, everything seemed fine. However, come October, Virgin Money abruptly demanded my NINo, with a warning: either provide it, or they would void my ISA or impose a two-month interest charge for transferring to another provider. Had they requested my NINo at the start—as they should have—I’d have been gladly provide it. Instead, halfway through the term, they invoked a 'legal requirement' and their right to void my ISA. This eroded my trust in the company, and when I looked into transferring out, their dismissive customer service left me no option but face the penalty. This issue arose due to their oversight—they accepted an ISA application without verifying NINo. Yet, they are now making me pay for their mistake. It’s appalling. Reviewed on: 11th October 2024

Savings selection

Good products good rates means selection for customer Reviewed on: 24th August 2024

Sooooooo Sloooooow!

3 to 4 days to respond to messages whilst trying to transfer a considerable ISA to Virgin. I phoned to discuss and ask questions. The lady I spoke to was pretty vague with answers such as "maybe, possible and you could try". Terrible experience. Reviewed on: 7th June 2024

So difficult to register for the on-line ISA, even t...

So difficult to register for the on-line ISA, even though I am an existing customer Reviewed on: 24th May 2024

Good interest rate

Good interest rate on 1 year fixed interest cash ISA Reviewed on: 14th April 2024

Great interest rate and online account is easy to use

Great interest rate and online account is easy to use Reviewed on: 13th April 2024

Great rates, friendly customer service, great app.

Great rates, friendly customer service, great app. Reviewed on: 12th April 2024

Setting up: Bad but Interest rate excellent

Getting an existing stocks and shares isa transferred to Virgin was a gruelling experience. The advisors provided wrong info or did not follow up on their duties. I lost over two months of interest because of the deficient service, and even tho an advisor told me Virgin would make up the shortfall - it didn’t. I had to make repeated phone calls and it was tiring and frustrating. But the final interest rate - was good! Reviewed on: 12th April 2024

They had the best rate at the time

At the time I set up the account they had the best rate. Their service wasn’t remarkable in any way Reviewed on: 2nd April 2024

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