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Ratings based on 849 reviews Last review 1 month ago
4.74 / 5Amazing overall rating

First Direct reviews written by our Smart Money People can help you to find out more about life with this bank. Multi-award winning First Direct claim to "listen, have a conversation and recognise that it's your money, not theirs." Smart Money People...

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First Direct reviews written by our Smart Money People can help you to find out more about life with this bank. Multi-award winning First Direct claim to "listen, have a conversation and recognise that it's your money, not theirs." Smart Money People is the UK's independent financial services review site. Read and write First Direct reviews, and together we can help to increase trust and transparency in financial services.

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Your first direct Reviews (849)

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22nd April 2020

Not for small business owners

Was recommended to move to First Direct but it's been a really poor experience. it took 6 weeks to get a letter from them and, as a small business owner, they demanded to see the full and signed copies of the last three years' accounts. We're in the...

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Was recommended to move to First Direct but it's been a really poor experience. it took 6 weeks to get a letter from them and, as a small business owner, they demanded to see the full and signed copies of the last three years' accounts. We're in the middle of the Covid-19 crisis so that demand was not only over the top but a really big ask - I can only assume they thought I'm skint as I run a small business. If you are a business owner / director avoid.

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27th February 2020

Dreadful!

Their new security processes are a complete nightmare to use. Even if you can navigate your way through the complex process of transferring funds from one account to another, they WILL stop the transfer and not inform you. Just spent the last 40...

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Their new security processes are a complete nightmare to use. Even if you can navigate your way through the complex process of transferring funds from one account to another, they WILL stop the transfer and not inform you. Just spent the last 40 minutes trying to get a payment sent and this is the second time this week. Enough is enough!

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24th February 2020

No help in time of crisis

I was recently the victim of a scam in which I made a number of card payments and bank transfers totalling some £15,000 to a rogue company without getting anything in return. First Direct is signed up to an inter-bank code of practice for protecting ...

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I was recently the victim of a scam in which I made a number of card payments and bank transfers totalling some £15,000 to a rogue company without getting anything in return. First Direct is signed up to an inter-bank code of practice for protecting and compensating victims of fraud which “includes detecting high-risk payments, identifying vulnerable customers, and delaying or freezing payments that might be part of a scam . . . the bank will be required to refund the customer’s losses from a communal fund, even if it did nothing wrong”. Despite being a customer for some 30 years, First Direct refused to give me any compensation, under either the Visa card guarantee or the code of practice and did nothing, either under the code or otherwise, to mitigate my losses. I am now having to complain to the Financial Ombudsman. It’s said that in times of crisis you find out who your friends are, and First Direct has proved to be no friend of mine! I can therefore no longer recommend First Direct to potential new customers - you would be better going to other banks which (like TSB, for example) have more comprehensive fraud protection policies anyway.

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22nd February 2020

First Direct Secure Key Not Customer Freindly

First direct has implemented their latest level of security, it is non customer friendly difficult to navigate, too many items to enter and having to carry the secure key device everywhere is inconvenient to say the least, they suggest using smart...

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First direct has implemented their latest level of security, it is non customer friendly difficult to navigate, too many items to enter and having to carry the secure key device everywhere is inconvenient to say the least, they suggest using smart phone app, not everyone has a smart phone and easy to make mistakes, Real Shame brilliant Bank ruined in a single move

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9th February 2020

Great products & incredible service

Whilst first direct offer competitive products that either match or beat most other banks it is their customer service that sets them apart. I’ve had cause to call them a few times regarding certain things and once had an apology off the customer s...

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Whilst first direct offer competitive products that either match or beat most other banks it is their customer service that sets them apart. I’ve had cause to call them a few times regarding certain things and once had an apology off the customer service assistant as it took around 2 seconds for them to answer. All other occasions it has been answered immediately. No queue, no “press 1 for this and 2 for that”. Answered straight away by a real person who sorts your issue not passes you on. Makes you wonder why everyone can’t provide such customer service.

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