Based on 53 reviews
A product by M for Money Credit Union
M for Money Credit Union offer a range of loans. M for Money Credit Union don’t charge for arranging the loan or for credit checking. There’s also no charge for...
Based on 2681 reviews
A product by Abound
Abound offer personal loans for amounts between £2,000 and £10,000. When making a lending decision, Abound look at the full picture – what you earn, how you spend and what’s...
Based on 2499 reviews
A product by Lending Stream
Lending Stream offer short-term loans. With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and...
Based on 2166 reviews
A product by Manchester Credit Union
Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan. Manchester Credit Union loans are...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 1203 reviews
A product by Nationwide
Nationwide personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Nationwide personal loan...
Based on 2719 reviews
A product by Sheffield Credit Union
A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000. Applying online takes less than ten minutes and cheaper interest rates are offered to people who...
Based on 755 reviews
A product by Capital Credit Union
With a Capital Credit Union loan, members can borrow from £50 up to £35,000. All members must save at least £15 per month alongside the loan to help build up a...
Based on 493 reviews
A product by Plend
Plend partners with lending marketplaces to provide you with a personalised loan decision. Plend aim to get you a decision on your loan application within 24 hours. Plend use advanced security...
Based on 15527 reviews
A product by Bamboo Loans
Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months. Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo...
Based on 14031 reviews
A product by RateSetter
RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020. Existing loan customers can still manage their loan via the online portal. RateSetter loan reviews help you...
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Frequently asked questions
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What is a personal loan?
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A personal loan is when you borrow a certain amount of money from a lender and pay it back over an agreed period of time, usually with interest added.
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How do personal loans work?
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Personal loans are commonly used to fund large purchases, like buying a new car, home improvements or paying for a wedding.
You choose how much you want to borrow and agree to repay it over a set period of time with a fixed or variable rate of interest added.
A loan that uses an asset you own as security, like property, is called a secured loan. An example of a secured loan is a mortgage. If the loan is not backed by something of value, it's called an unsecured loan. Personal loans are always unsecured. -
How to get a personal loan?
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Before you apply for a personal loan, it's worth checking your credit score, as it can affect how much you can borrow and the interest rate you'll be offered. When you're looking for a loan, compare lenders to find one that offers an interest rate and repayment period that suits you. Once you apply, you'll need to pass some affordability checks before your application can be accepted.
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