An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster. The Updraft Credit personal loan can...
East Kilbride Credit Union offer a secure loan to members. A loan is secure when the amount you’re borrowing is equal to or less than your shares 1 balance. A...
A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000. Applying online takes less than ten minutes and cheaper interest rates are offered to people who...
Plane Saver Credit Union offer a range of personal loans. You can borrow an amount up to £25,000. Loan decisions are tailored to your affordability, creditworthiness and personal circumstances. With Plane...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
East Kilbride Credit Union offer unsecured personal loans to members. If you’ve been saving for one month or more and have at least £170.00 in your account, you can apply...
Lendable offer loans from £1,000 to £25,000. Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay....
Based on 6489 reviews
A product by Lending Stream
What is this award?
The Best short-term loan provider 2025 award is part of the Consumer credit awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best short-term loan provider 2025
Lending Stream offer short-term loans. With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and...
Based on 13648 reviews
A product by Plata
What is this award?
The Best personal loan provider 2025 award is part of the British bank awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best personal loan provider 2025
Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months. You can apply for a Plata personal loan on-line and there’s a live chat...
Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan. Manchester Credit Union loans are...
The Money Co-op offer loans for different purposes. With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your...
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Frequently asked questions
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What is a personal loan?
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A personal loan is when you borrow a certain amount of money from a lender and pay it back over an agreed period of time, usually with interest added.
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How do personal loans work?
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Personal loans are commonly used to fund large purchases, like buying a new car, home improvements or paying for a wedding.
You choose how much you want to borrow and agree to repay it over a set period of time with a fixed or variable rate of interest added.
A loan that uses an asset you own as security, like property, is called a secured loan. An example of a secured loan is a mortgage. If the loan is not backed by something of value, it's called an unsecured loan. Personal loans are always unsecured. -
How to get a personal loan?
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Before you apply for a personal loan, it's worth checking your credit score, as it can affect how much you can borrow and the interest rate you'll be offered. When you're looking for a loan, compare lenders to find one that offers an interest rate and repayment period that suits you. Once you apply, you'll need to pass some affordability checks before your application can be accepted.
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