118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months. You can check your eligibility for a 118 118 Money loan with no impact to your...
To apply for a London Capital Credit Union loan, you must first join as a member. You have to pay your first deposit of £20 minimum to your London Capital Credit...
Based on 1899 reviews
A product by Great Western Credit Union
Great Western Credit Union offer three different loans – an Advantage Loan, a Consolidation Loan or a Personal Loan. You can borrow between £100 and £15,000 and there are no hidden...
M for Money Credit Union offer a range of loans. M for Money Credit Union don’t charge for arranging the loan or for credit checking. There’s also no charge for...
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Evolution Money specialise in providing tailored secured homeowner loans. You can borrow from £5,000 to £105,000 with terms from three to 20 years. Check your eligibility for an Evolution Money secured...
Bradford District Credit Union offer a range of different personal loans. You can borrow between £200 and £25,000 and there are no early repayment charges. Bradford District Credit Union personal loan reviews...
Thamesbank Credit Union offer a range of loans. The repayment period is a minimum of 12 months and a maximum of 60 months, depending on the type of loan. Thamesbank Credit...
Bedfordshire Credit Union provide a range of loans. There are Saver Loans, Child Benefit Loans, Scheme Loans and Save As You Borrow Loans. Bedfordshire Credit Union doesn't charge arrangement fees, there...
NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan...
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Frequently asked questions
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What is a personal loan?
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A personal loan is when you borrow a certain amount of money from a lender and pay it back over an agreed period of time, usually with interest added.
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How do personal loans work?
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Personal loans are commonly used to fund large purchases, like buying a new car, home improvements or paying for a wedding.
You choose how much you want to borrow and agree to repay it over a set period of time with a fixed or variable rate of interest added.
A loan that uses an asset you own as security, like property, is called a secured loan. An example of a secured loan is a mortgage. If the loan is not backed by something of value, it's called an unsecured loan. Personal loans are always unsecured. -
How to get a personal loan?
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Before you apply for a personal loan, it's worth checking your credit score, as it can affect how much you can borrow and the interest rate you'll be offered. When you're looking for a loan, compare lenders to find one that offers an interest rate and repayment period that suits you. Once you apply, you'll need to pass some affordability checks before your application can be accepted.
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28th July 2026 by Smart Money People Team.png)
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28th July 2026 by Smart Money People TeamWe are helping 1000s to make smarter financial decisions
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