Penny Post Credit Union offers a range of loans to members. All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one...
My Community Bank offer personal loans from £1,500 to £25,000. Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal...
With M for Money Credit Union, parents can apply for a child benefit loan if payments are made into your credit union account. The amount that can be borrowed for an...
Abound offer personal loans for amounts between £2,000 and £10,000. When making a lending decision, Abound look at the full picture – what you earn, how you spend and what’s...
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Your Community Bank have a range of loans to suit different needs. To apply for a loan with Your Community Bank, you will need to complete a loan application online and...
118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months. You can check your eligibility for a 118 118 Money loan with no impact to your...
Evolution Money specialise in providing tailored secured homeowner loans. You can borrow from £5,000 to £105,000 with terms from three to 20 years. Check your eligibility for an Evolution Money secured...
M for Money Credit Union offer a range of loans. M for Money Credit Union don’t charge for arranging the loan or for credit checking. There’s also no charge for...
Based on 1704 reviews
A product by Great Western Credit Union
Great Western Credit Union offer three different loans – an Advantage Loan, a Consolidation Loan or a Personal Loan. You can borrow between £100 and £15,000 and there are no hidden...
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Frequently asked questions
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What is a personal loan?
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A personal loan is when you borrow a certain amount of money from a lender and pay it back over an agreed period of time, usually with interest added.
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How do personal loans work?
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Personal loans are commonly used to fund large purchases, like buying a new car, home improvements or paying for a wedding.
You choose how much you want to borrow and agree to repay it over a set period of time with a fixed or variable rate of interest added.
A loan that uses an asset you own as security, like property, is called a secured loan. An example of a secured loan is a mortgage. If the loan is not backed by something of value, it's called an unsecured loan. Personal loans are always unsecured. -
How to get a personal loan?
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Before you apply for a personal loan, it's worth checking your credit score, as it can affect how much you can borrow and the interest rate you'll be offered. When you're looking for a loan, compare lenders to find one that offers an interest rate and repayment period that suits you. Once you apply, you'll need to pass some affordability checks before your application can be accepted.
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