M for Money Credit Union offer a range of loans. M for Money Credit Union don’t charge for arranging the loan or for credit checking. There’s also no charge for...
Bradford District Credit Union offer a range of different personal loans. You can borrow between £200 and £25,000 and there are no early repayment charges. Bradford District Credit Union personal loan reviews...
Thamesbank Credit Union offer a range of loans. The repayment period is a minimum of 12 months and a maximum of 60 months, depending on the type of loan. Thamesbank Credit...
Bedford Credit Union provide a range of loans. There are Saver Loans, Child Benefit Loans, Scheme Loans and Save As You Borrow Loans. Bedford Credit Union doesn't charge arrangement fees, there...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan...
Lloyds Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Lloyds Bank...
A Smart Money Cymru Community Bank personal loan is available for a range of circumstances. You can borrow up to £7,000 and the more you borrow, the lower the interest rate....
Tandem offer home loans and home improvement loans. Tandem home loans are available between £10,000 and £250,000 with flexible terms from 36 to 360 months. Home improvement loans are offered...
You can get a Creation personal loan for amounts between £1,000 and £30,000. The online application for a Creation personal loan gives you an instant decision and you could get your...
Creditspring offer personal loans that work differently to a usual loan. Creditspring provide a no-interest loan, charging a membership fee instead of interest that’s spread over the length of your agreement....
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Frequently asked questions
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What is a personal loan?
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A personal loan is when you borrow a certain amount of money from a lender and pay it back over an agreed period of time, usually with interest added.
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How do personal loans work?
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Personal loans are commonly used to fund large purchases, like buying a new car, home improvements or paying for a wedding.
You choose how much you want to borrow and agree to repay it over a set period of time with a fixed or variable rate of interest added.
A loan that uses an asset you own as security, like property, is called a secured loan. An example of a secured loan is a mortgage. If the loan is not backed by something of value, it's called an unsecured loan. Personal loans are always unsecured. -
How to get a personal loan?
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Before you apply for a personal loan, it's worth checking your credit score, as it can affect how much you can borrow and the interest rate you'll be offered. When you're looking for a loan, compare lenders to find one that offers an interest rate and repayment period that suits you. Once you apply, you'll need to pass some affordability checks before your application can be accepted.
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