Based on 19 reviews
A product by creditspring
Creditspring offer personal loans that work differently to a usual loan. Creditspring provide a no-interest loan, charging a membership fee instead of interest that’s spread over the length of your agreement....
Based on 1173 reviews
A product by Great Western Credit Union
Great Western Credit Union offer three different loans – an Advantage Loan, a Consolidation Loan or a Personal Loan. You can borrow between £100 and £15,000 and there are no hidden...
Based on 84 reviews
A product by London Capital Credit Union
To apply for a London Capital Credit Union loan, you must first join as a member. You have to pay your first deposit of £20 minimum to your London Capital Credit...
Based on 694 reviews
A product by Shawbrook Bank
You can get a Shawbrook Bank loan for amounts between £1,000 and £50,000. The online application for a Shawbrook loan gives you an instant decision and they look at every customer’s...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 29 reviews
A product by Smart Money Cymru Community Bank
A Smart Money Cymru Community Bank personal loan is available for a range of circumstances. You can borrow up to £7,000 and the more you borrow, the lower the interest rate....
Based on 150 reviews
A product by NatWest
NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan...
Based on 55 reviews
A product by Creation
You can get a Creation personal loan for amounts between £1,000 and £30,000. The online application for a Creation personal loan gives you an instant decision and you could get your...
Based on 58 reviews
A product by M&S Bank - Marks and Spencer
With an M&S personal loan you can borrow between £1,000 and £25,000. You can repay your loan over a period of 12 to 84 months and there are no set up...
Don't see your company?
Sign up and claim your business listing to start managing reviews and getting customer insights
Frequently asked questions
-
What is a personal loan?
-
A personal loan is when you borrow a certain amount of money from a lender and pay it back over an agreed period of time, usually with interest added.
-
How do personal loans work?
-
Personal loans are commonly used to fund large purchases, like buying a new car, home improvements or paying for a wedding.
You choose how much you want to borrow and agree to repay it over a set period of time with a fixed or variable rate of interest added.
A loan that uses an asset you own as security, like property, is called a secured loan. An example of a secured loan is a mortgage. If the loan is not backed by something of value, it's called an unsecured loan. Personal loans are always unsecured. -
How to get a personal loan?
-
Before you apply for a personal loan, it's worth checking your credit score, as it can affect how much you can borrow and the interest rate you'll be offered. When you're looking for a loan, compare lenders to find one that offers an interest rate and repayment period that suits you. Once you apply, you'll need to pass some affordability checks before your application can be accepted.
News, guides and insights from our team
View more news and guides.jpg)
Meet our Consumer credit awards 2025 finalists!
.png)
.png)
What are credit-building credit cards? A Zable guide
22nd October 2025 by Anushka Suman.png)
Your handy credit card jargon buster
22nd October 2025 by Smart Money People TeamWe are helping 1000s to make smarter financial decisions
We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.
