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Virgin Money reviews

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Rated Average 3.49/5

Virgin Money reviews

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Average based on 1,674 product reviews

Average score of 3.49/5
5 star
58%
4 star
12%
3 star
4%
2 star
3%
1 star
23%
Reviews for Virgin Money have trended negatively over the past 90 days

Latest positive rating

5/5

Virgin Money's 10.38th% Regular Saver a/c

Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250... Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250 max per month permitted. You can overpay later if you were not able to pay £250 previously, so long as you don't exceed the max £3000 per annum. Virgin now of course part of Nationwide BS, so unlikely to go bust!. There are various restrictions, including one's having been a member of Virgin Money Clydesdale Bank or Yorkshire Bank since 4th December 2019 or earlier, so not everyone can have the account, but for those eligible this Regular Saver cannot in my opinion be beaten. Read more Read less

{"display":"Neil S","full_name":"Neil S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Regular Savings
Neil S 21st November 2024

Latest negative rating

1/5

International transaction fee?

International transaction fee? $170? Wow! No fine line when this card would charge you international transaction fee. The charged me for $145 annual fee -... International transaction fee? $170? Wow! No fine line when this card would charge you international transaction fee. The charged me for $145 annual fee - used this card for less than a month and happily cancelled it. Will never ever use Virgin Money again! Highly not recommended!!!! Read more Read less

{"display":"Neil P","full_name":"Neil P","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1072490.png"}}'s avatar
Credit Cards
Neil P 15th November 2024

About Virgin Money

Founded in 1995, Virgin Money offers a range of products and services, including current accounts, savings and loans. The bank caters to both individual and business customers.

Thinking of becoming a Virgin Money customer? Find out what's great, what's ok, and what could be better by reading our Virgin Money reviews. Learn why others chose them and how satisfied they’ve been so far. Find out how Virgin Money’s products and services compare to the rest of the market, and whether existing customers would recommend them. Our Virgin Money reviews are here to help.

If you’re a Virgin Money customer, either for business or personal use, leave a review today. Tell us about the product or service you took out and how satisfied you’ve been. Share any pros and cons you’ve experienced as a Virgin Money customer. Have you found them easy to contact, and has the customer service team been professional and friendly? Write an honest Virgin Money review. Together, we can help people like you make better financial decisions.

Virgin Money at a glance

Reviews for Virgin Money

Showing 11 of 1674 company reviews Last reviewed within 7 days

Virgin Money's 10.38th% Regular Saver a/c

Regular Savings 21st November 2024

Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250... Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250 max per month permitted. You can overpay later if you were not able to pay £250 previously, so long as you don't exceed the max £3000 per annum. Virgin now of course part of Nationwide BS, so unlikely to go bust!. There are various restrictions, including one's having been a member of Virgin Money Clydesdale Bank or Yorkshire Bank since 4th December 2019 or earlier, so not everyone can have the account, but for those eligible this Regular Saver cannot in my opinion be beaten. Read more Read less

Rated Excellent 5/5
Read more product reviews

International transaction fee?

Credit Cards 15th November 2024

International transaction fee? $170? Wow! No fine line when this card would charge you international transaction fee. The charged me for $145 annual fee -... International transaction fee? $170? Wow! No fine line when this card would charge you international transaction fee. The charged me for $145 annual fee - used this card for less than a month and happily cancelled it. Will never ever use Virgin Money again! Highly not recommended!!!! Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 2/5

    I’m a contractor and came over from Mettle.

    I’m a contractor and came over from Mettle. This account is far too basic for running my business. I’ve gone back to Mettle as with... I’m a contractor and came over from Mettle. This account is far too basic for running my business. I’ve gone back to Mettle as with them I can categorise my transactions and ad photos of receipts which I can do none of with this Virgin business account. If you’re using it as a personal account to save then fair enough but I was led to believe this was a creditable alternative option for my business banking. Mettle is streets ahead in this regard. Read more Read less

    {"display":"James E","full_name":"James E","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1072307.png"}}'s avatar
    M Plus Account
    James E 8th November 2024
  • 5/5

    Was taken into hospital virgin money sorted out all...

    Was taken into hospital virgin money sorted out all my expenses would highly recommend them

    {"display":"Ron West","full_name":"Ron West","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Insurance
    Ron West 4th November 2024
  • 1/5

    VIRGIN CREDIT CARD USELESS KNIGHTMARE STAY AWAY

    Refused 1 Transaction x 7 times available credit card on account all ok I called them they stated try again I told them forget it... Refused 1 Transaction x 7 times available credit card on account all ok I called them they stated try again I told them forget it Went to another card it worked straight away USELESS VIRGIN CREDIT CARD RUN A MILE DONT GET 1 OF THESE OF YOU WANT TO USE YOUR CARD Read more Read less

    {"display":"Happy Go Lucky","full_name":"Happy Go Lucky","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1071907.png"}}'s avatar
    Credit Cards
    Happy Go Lucky 26th October 2024
  • 1/5

    Virgin Pensions - 8 Months of delays and errors

    I have been trying to transfer my Virgin pension to AJ Bell for 8 months. That's 8 months of delays and errors by Virgin Pensions.... I have been trying to transfer my Virgin pension to AJ Bell for 8 months. That's 8 months of delays and errors by Virgin Pensions. Customer Service is hopeless and the Virgin Pension only invests in FTSE. Avoid investing with them. Read more Read less

    {"display":"Howard","full_name":"Howard","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    Howard 13th October 2024
  • 1/5

    Virgin Money Forces Customer to Pay for Their Mistake

    I opened a one-year fixed-term Cash ISA with Virgin Money in January, and initially, everything seemed fine. However, come October, Virgin Money abruptly demanded my... I opened a one-year fixed-term Cash ISA with Virgin Money in January, and initially, everything seemed fine. However, come October, Virgin Money abruptly demanded my NINo, with a warning: either provide it, or they would void my ISA or impose a two-month interest charge for transferring to another provider. Had they requested my NINo at the start—as they should have—I’d have been gladly provide it. Instead, halfway through the term, they invoked a 'legal requirement' and their right to void my ISA. This eroded my trust in the company, and when I looked into transferring out, their dismissive customer service left me no option but face the penalty. This issue arose due to their oversight—they accepted an ISA application without verifying NINo. Yet, they are now making me pay for their mistake. It’s appalling. Read more Read less

    {"display":"C","full_name":"C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Cash ISA
    C 11th October 2024
  • 1/5

    not like most banks

    This was so hard to set up Virgin dont seem to act like other banks They locked me out of my app as I tried... This was so hard to set up Virgin dont seem to act like other banks They locked me out of my app as I tried to move money from my current account to my savings account I now just have the savings account and dont use the current account for every day banking Read more Read less

    {"display":"julia c","full_name":"julia c","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Fixed Rate Savings
    julia c 23rd September 2024
  • 1/5

    The banking app never works.

    The banking app never works. It's not working properly almost every time I use it

    {"display":"Robert E","full_name":"Robert E","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1059101.png"}}'s avatar
    M Plus Account
    Robert E 14th September 2024
  • 5/5

    Good cashback when using Credit Card

    Credit Card gives the opportunity to use cashback. There's a good variety of shops that offer cashback when using Virgin Money Credit Card. I've never... Credit Card gives the opportunity to use cashback. There's a good variety of shops that offer cashback when using Virgin Money Credit Card. I've never had a problem with this card. Read more Read less

    {"display":"Valentina","full_name":"Valentina","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit Cards
    Valentina 5th September 2024
  • 5/5

    Love the portal. Easy use

    Love the portal , easy to use and lots of information. Competitive quote for the family cover I needed.

    {"display":"Yvonne Cook","full_name":"Yvonne Cook","avatar":{"url":"\/assets\/uploads\/avatars\/users\/758793.png"}}'s avatar
    Travel Insurance
    Yvonne Cook 4th September 2024

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