Virgin Money reviews
Virgin Money reviews
Verified businesses always have up to date contact details and can respond to reviews.
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FCA approved and regulated
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Fully digital service with no in-person branches
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Manage your account or policy via an app or website
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Provides paperless statements and documents
Review summary
People rate this company as Good based on 1,735 product reviews
V***** Money scores well for competitive interest rates, easy-to-use apps, and helpful staff in branches. Their credit cards with air miles and cashback perks also get a thumbs up. However, the customer service is often described as dreadful, with long waits, poor communication, and frustrating processes. Many find the app glitchy and the mortgage and pension services a nightmare to deal with.
Positive themes
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V***** Money credit cards offer great rates and useful air miles rewards.
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The V***** Money app is generally easy to use and handy for managing accounts.
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V***** Money provides competitive interest rates on ISAs and savings accounts.
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Negative themes
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Customer service at V***** Money is often rude with long waits and poor help.
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The V***** Money app frequently glitches or locks users out causing frustration.
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Mortgage and pension services at V***** Money are slow and full of errors.
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About Virgin Money
Virgin Money is a UK financial services company.
Virgin Money has been owned by Nationwide Building Society since 2024. The original Virgin Money brand was founded by Richard Branson in 1995. Today, Virgin Money has over 6.6m customers. Accounts can be managed online via internet banking or a mobile app.
Virgin Money products include current accounts, savings, loans, insurance, credit cards, mortgages and pensions.
Virgin Money at a glance
Reviews for Virgin Money
Showing 11 of 1735 company reviews • Last reviewed within 14 days
Disappointing experience with claims department.
I have had three annual travel policies and three policies specifically for cruises. Until this time I had never needed to make a claim. On... I have had three annual travel policies and three policies specifically for cruises. Until this time I had never needed to make a claim. On our cruise this year we missed a port, so I contacted Virgin to see if we were covered. They advised me I was but needed to contact Ergo travel as they handle claims on behalf of Virgin. A missed port is a very simple claim, as proof is provided by the cruise operator. The claim process was far from simple. A great deal of information was required but I submitted everything they asked for. Email confirmed they would reply in 20 working days, they didn’t. Chased and received what I feel was a rude reply. Called customer services who said they couldn’t help. Not sure what their purpose is then? Suggested I make a complaint if I was unsatisfied. I did. My complaint was upheld and I received £50 compensation. My claim was then denied and when I asked for an explanation had to wait ages again. This has taken over three months to be dealt with. I feel you don’t really know how good your insurance company is until you need to make a claim. On the basis of my experience I will definitely not be renewing with Virgin money. Read more Read less
Sent in claim it got returned no explanation, after...
Sent in claim it got returned no explanation, after hrs trying to contact them on the phone was told they couldn’t help, went on the... Sent in claim it got returned no explanation, after hrs trying to contact them on the phone was told they couldn’t help, went on the app no help at all do not use this company Read more Read less
Products from Virgin Money
Credit cards
by Virgin MoneyVirgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period,...
Credit cards
by Virgin MoneyVirgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period,...
Cash ISA
by Virgin MoneyVirgin Money offer a range of Cash ISAs. Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at...
Cash ISA
by Virgin MoneyVirgin Money offer a range of Cash ISAs. Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at...
Essential Current Account
by Virgin MoneyThe Virgin Money Essential Current Account is no longer available to new customers. Virgin Money reviews help you find out what it’s really like to be a customer. If you’ve...
Essential Current Account
by Virgin MoneyThe Virgin Money Essential Current Account is no longer available to new customers. Virgin Money reviews help you find out what it’s really like to be a customer. If you’ve...
Savings
by Virgin MoneyVirgin Money have an easy access savings account called M Plus Saver. M Plus Saver is an exclusive linked savings account for M Plus Current Account customers. You can pay...
Savings
by Virgin MoneyVirgin Money have an easy access savings account called M Plus Saver. M Plus Saver is an exclusive linked savings account for M Plus Current Account customers. You can pay...
Travel insurance
by Virgin MoneyVirgin Money travel insurance is available for annual multi-trip or a single trip. Virgin Money offer three levels of travel insurance. Red is the lowest cost policy with a £100...
Travel insurance
by Virgin MoneyVirgin Money travel insurance is available for annual multi-trip or a single trip. Virgin Money offer three levels of travel insurance. Red is the lowest cost policy with a £100...
Mortgages
by Virgin MoneyVirgin Money provides a range of financial services, including mortgages. It’s important to understand the Ts and Cs and interest rate of a mortgage. Remember to consult the lender or...
Mortgages
by Virgin MoneyVirgin Money provides a range of financial services, including mortgages. It’s important to understand the Ts and Cs and interest rate of a mortgage. Remember to consult the lender or...
Fixed Rate Savings
by Virgin MoneyFixed Rate Savings
by Virgin MoneyRegular Savings
by Virgin MoneyRegular Savings
by Virgin MoneyStocks and Shares ISA
by Virgin MoneyWith a Virgin stocks and shares ISA, make regular payments from £25 per month or lump sum payments from £100. Choose one of three approaches for a Virgin Money stocks...
Stocks and Shares ISA
by Virgin MoneyWith a Virgin stocks and shares ISA, make regular payments from £25 per month or lump sum payments from £100. Choose one of three approaches for a Virgin Money stocks...
Pensions
by Virgin MoneyVirgin Money help you plan for your retirement with two pension choices. The Navigator Pension is invested automatically based on your age. The Self-Drive Pension is a fund where you...
Pensions
by Virgin MoneyVirgin Money help you plan for your retirement with two pension choices. The Navigator Pension is invested automatically based on your age. The Self-Drive Pension is a fund where you...
Help to Buy: ISA
by Virgin MoneyHelp to Buy: ISA
by Virgin MoneyM Plus account
by Virgin MoneyVirgin Money M Plus is an everyday bank account. You’ll get interest on your balances and cashback on spending. There’s no monthly fee for this account and you won’t be...
M Plus account
by Virgin MoneyVirgin Money M Plus is an everyday bank account. You’ll get interest on your balances and cashback on spending. There’s no monthly fee for this account and you won’t be...
International Money Transfer
by Virgin Money<p></p>
International Money Transfer
by Virgin Money<p></p>
Travel Money
by Virgin MoneyTravel Money
by Virgin MoneyWe are Smart Money People
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