HSBC reviews
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This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
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HSBC reviews
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FCA approved and regulated
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Has branches you can visit in-person
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Manage your account or policy via an app or website
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Offers free financial literacy resources
Review summary
People rate this company as Good based on 2,247 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
HSBC’s app and online banking get plenty of praise for ease of use and helpful features, while many appreciate the friendly and supportive staff in branches. However, the bank struggles with poor customer service, slow responses, and frustrating account access issues, especially for business customers and those dealing with sensitive matters like bereavement or fraud. Interest rates and product competitiveness also leave a lot to be desired.
Positive themes
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HSBC's app and online banking are easy to use and packed with handy features. (5 mentions)
About HSBC
HSBC is a global financial institution that provides financial services to customers in over 60 countries.
HSBC was originally founded in 1865 in Hong Kong and gradually expanded its services across the world. Today, HSBC UK is headquartered in Birmingham and serves over 14m people across the UK.
HSBC offers a wide range of products across banking, lending, investing and insurance.
HSBC at a glance
Reviews for HSBC
Showing 11 of 2247 company reviews • Last reviewed within 7 days
Absolutely disgraceful customer service, followed by...
Absolutely disgraceful customer service, followed by an even worse experience with HSBC's Commercial Complaints Team. Rude, arrogant, dismissive and completely unwilling to listen. My original... Absolutely disgraceful customer service, followed by an even worse experience with HSBC's Commercial Complaints Team. Rude, arrogant, dismissive and completely unwilling to listen. My original complaint was about a telephone call to HSBC Business Banking during which I was subjected to approximately 30 minutes of verification and questioning, only for the agent to hang up on me. When I called back, another HSBC representative acknowledged that the questioning and process I had been put through were unnecessary. The representative accepted that there had been an issue, offered me £50 in recognition of the poor experience, and raised a formal complaint. At that point, I thought HSBC had acknowledged the problem and was taking steps to resolve it. How wrong I was. Today, I received a call from Shalini Jolly, a Commercial Complaints Handler at HSBC. She began by informing me that she had listened to the original call and that HSBC had followed the correct process. According to her, the bank had done absolutely nothing wrong. Naturally, I questioned this, particularly as another HSBC colleague had already acknowledged problems with how my call had been handled and offered £50. When I asked why I had been subjected to unnecessary questions and verification, she told me that this had nothing to do with my complaint. ARE YOU SERIOUS? My entire complaint was about how my telephone call had been handled and the verification process I had been put through! How can a complaints handler claim that the very issue being complained about has nothing to do with the complaint? Rather than providing a reasonable explanation, I found her attitude extremely arrogant, rude and dismissive. Zero listening skills. Zero willingness to engage. Zero professionalism. The conversation was completely one-sided. In my experience, she repeatedly raised her voice, talked over me, refused to answer my questions and appeared determined to impose her own conclusion without allowing me to explain my concerns. When I continued asking reasonable questions, she threatened to terminate the call. She then told me that if I was unhappy, I could take the matter to the Financial Ombudsman Service. But what happened next was even more astonishing. I asked to speak to her manager. She refused. I asked her to raise a formal complaint about her own behaviour and the way she was handling the conversation. She refused. And then she hung up on me. Let that sink in. A person employed by HSBC to investigate customer complaints has now become the subject of a complaint herself — yet, in my experience, refused even to register it. The irony would almost be laughable if the conduct were not so concerning. I contacted HSBC expecting a professional investigation, fair treatment and an explanation of what had gone wrong. Instead, I encountered someone who, in my opinion, had already made up her mind, was unwilling to discuss the evidence and treated my questions as an inconvenience. It is particularly concerning that one HSBC colleague acknowledged problems with the process and offered compensation, while the person supposedly investigating the complaint dismissed the matter entirely. Which version of HSBC's standards are customers supposed to believe? I do not expect HSBC to agree with every complaint. However, I do expect its complaints handlers to listen, provide meaningful explanations, treat customers respectfully and allow concerns to be escalated appropriately. Listening skills: 0/5 Communication: 0/5 Professionalism: 0/5 Respect for customers: 0/5 Complaint handling: 0/5 HSBC Business Banking should seriously examine how its Commercial Complaints Team treats customers. If your complaints department cannot handle a complaint professionally, and the complaints handler becomes the complaint, something is fundamentally wrong with your customer service. One star is far too generous. Unfortunately, there is no zero-star option. Read more Read less
Helpful staff resolved issue
Helpful and efficient call centre staff resolved issue quickly
Products from HSBC
Bank account
by HSBCThe HSBC bank account gives access to a range of other offers, with no monthly account fee. With an HSBC bank account, you can apply for an HSBC Global Money...
Bank account
by HSBCThe HSBC bank account gives access to a range of other offers, with no monthly account fee. With an HSBC bank account, you can apply for an HSBC Global Money...
Business Banking
by HSBCThere’s a range of accounts to choose from with HSBC business banking. Options include a small business account, charitable bank account, international bank account and corporate bank account. The HSBC...
Business Banking
by HSBCThere’s a range of accounts to choose from with HSBC business banking. Options include a small business account, charitable bank account, international bank account and corporate bank account. The HSBC...
Credit card
by HSBCWith the HSBC Purchase Plus credit card, you can get a period of interest free purchases and balance transfers. There's no annual fee for the Purchase Plus credit card. You...
Credit card
by HSBCWith the HSBC Purchase Plus credit card, you can get a period of interest free purchases and balance transfers. There's no annual fee for the Purchase Plus credit card. You...
Fixed rate mortgage
by HSBCHSBC have a range of fixed rate mortgages. You can apply for an HSBC mortgage whether you’re a first-time buyer, want to remortgage or move home or have a buy-to-let...
Fixed rate mortgage
by HSBCHSBC have a range of fixed rate mortgages. You can apply for an HSBC mortgage whether you’re a first-time buyer, want to remortgage or move home or have a buy-to-let...
Premier bank account
by HSBCHSBC Premier is a premium current account that offers a range of services. To be eligible, you’ll need an annual income or savings and investments of at least £100,000 or...
Premier bank account
by HSBCHSBC Premier is a premium current account that offers a range of services. To be eligible, you’ll need an annual income or savings and investments of at least £100,000 or...
Personal loan
by HSBCHSBC offer loans of between £1,000 and £30,000. Personal Loans from HSBC can be repaid over terms ranging from one year to eight years depending on how much you borrow....
Personal loan
by HSBCHSBC offer loans of between £1,000 and £30,000. Personal Loans from HSBC can be repaid over terms ranging from one year to eight years depending on how much you borrow....
Bank account pay monthly
by HSBCHSBC Bank Account Pay Monthly reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Bank Account Pay Monthly reviews...
Bank account pay monthly
by HSBCHSBC Bank Account Pay Monthly reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Bank Account Pay Monthly reviews...
Regular Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Regular Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Cash ISA
by HSBCYou can open an HSBC Loyalty Cash ISA with a minimum of £1. Using the HSBC mobile banking app, you can set up and track your savings goal for your...
Cash ISA
by HSBCYou can open an HSBC Loyalty Cash ISA with a minimum of £1. Using the HSBC mobile banking app, you can set up and track your savings goal for your...
Premier Credit Card
by HSBCHSBC Premier credit card reviews can help you to find out about the pros and cons of the HSBC Premier card. What kind of features do HSBC customers like? Find...
Premier Credit Card
by HSBCHSBC Premier credit card reviews can help you to find out about the pros and cons of the HSBC Premier card. What kind of features do HSBC customers like? Find...
Student Bank Account
by HSBCHSBC Student Bank Account reviews come from people like you! With so many different current accounts now available, you can read these honest HSBC Student Bank Account reviews to find...
Student Bank Account
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Investments
by HSBCHSBC investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with HSBC is really like. Oh, and if you...
Investments
by HSBCHSBC investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with HSBC is really like. Oh, and if you...
Tracker Rate Mortgage
by HSBCHSBC is a financial services provider offering a range of services, including a variety of mortgage products. A tracker mortgage will usually follow the current interest rate closely, often charging...
Tracker Rate Mortgage
by HSBCHSBC is a financial services provider offering a range of services, including a variety of mortgage products. A tracker mortgage will usually follow the current interest rate closely, often charging...
Travel Insurance
by HSBCDo you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you...
Travel Insurance
by HSBCDo you buy travel insurance before going abroad? There are hundreds of different travel insurance policies on the market, all designed to help you stay protected while travelling...and giving you...
Online Bonus Saver
by HSBCHSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews...
Online Bonus Saver
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Breakdown Assistance
by HSBCLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Breakdown Assistance
by HSBCLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Fixed Rate Saver Bond
by HSBCHSBC bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the HSBC's customer service? Smart Money People...
Fixed Rate Saver Bond
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Stocks and shares ISA
by HSBCYou can get started with an HSBC stocks and shares ISA from £50. You can invest in an HSBC stocks and shares ISA be selecting one of five ready-made portfolios,...
Stocks and shares ISA
by HSBCYou can get started with an HSBC stocks and shares ISA from £50. You can invest in an HSBC stocks and shares ISA be selecting one of five ready-made portfolios,...
Travel Money
by HSBCBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Travel Money
by HSBCBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Home Insurance
by HSBCHSBC home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did HSBC handle your home insurance claim?...
Home Insurance
by HSBCHSBC home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did HSBC handle your home insurance claim?...
Business Insurance
by HSBCHSBC business insurance reviews can help you to find out what other businesses think about having an insurance policy with HSBC is like. How easy to understand are the policy...
Business Insurance
by HSBCHSBC business insurance reviews can help you to find out what other businesses think about having an insurance policy with HSBC is like. How easy to understand are the policy...
Help to Buy ISA
by HSBCDo you want to know more about HSBC's Help to Buy ISA? Read HSBC Help to Buy ISA reviews on Smart Money People today. We're aiming to be the UK's...
Help to Buy ISA
by HSBCDo you want to know more about HSBC's Help to Buy ISA? Read HSBC Help to Buy ISA reviews on Smart Money People today. We're aiming to be the UK's...
Fraud and Cyber Awareness App
by HSBCFraud and Cyber Awareness App
by HSBCStudent Insurance
by HSBCAt Smart Money People, we collect HSBC student insurance reviews from customers like you. If you're thinking of getting HSBC Student Insurance check out our reviews, or if you're an...
Student Insurance
by HSBCAt Smart Money People, we collect HSBC student insurance reviews from customers like you. If you're thinking of getting HSBC Student Insurance check out our reviews, or if you're an...
Car Insurance
by HSBCHSBC car insurance reviews on Smart Money People come from drivers like you! You can read these honest HSBC car insurnance reviews to help you decide which car insurance provider...
Car Insurance
by HSBCHSBC car insurance reviews on Smart Money People come from drivers like you! You can read these honest HSBC car insurnance reviews to help you decide which car insurance provider...
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