Admiral home insurance is available in three cover levels. You can personalise your cover with optional extras, some are covered automatically under the Admiral Platinum and Admiral Gold home insurance...
Hastings Direct have three different home insurance policies to choose from with varying levels of cover. Opt for Hastings Essential, Hastings Direct or Hastings Premier. You can choose optional home...
With so many providers on the market, finding the right home insurance policy for your needs can be challenging. We collect NatWest home insurance reviews to help you make an...
Nationwide work with Royal & Sun Alliance Insurance Ltd to provide home insurance. It’s usually cheaper to buy both buildings and contents insurance from Nationwide at the same time, instead of...
24|7 Home Rescue Home Emergency Cover protects landlords and homeowners against unforeseen emergencies. Cover can include protection for things like blocked drains, electrical failures, boiler breakdown, central heating system...
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We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
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M&S home insurance is underwritten by Aviva Insurance Limited. M&S home insurance offers cover for building and contents together or you can buy them separately. If you make a claim under...
Sainsbury’s Bank has two levels of home insurance cover: Home and Home Plus. Both policies can be tailored with optional extras, including enhanced cover for both buildings and contents. Sainsbury’s...
Zurich home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did Zurich handle your home insurance claim?...
Lloyds Bank offer three levels of home insurance. The Bronze policy is the most basic cover, Silver and Gold policies include accidental damage cover. Legal expenses cover is also included as...
You can apply for a John Lewis Money home insurance policy online. Choose from Bronze, Silver and Gold policies, with £50,000 minimum protection when you buy contents cover. There’s no fee...
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Frequently asked questions
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Do you need home insurance?
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If you have a mortgage, you usually need buildings insurance as a condition of the loan. If you own your home outright, it's not a legal requirement. But it's highly recommended as you'll be protected from the cost of repairing or rebuilding after events like fire, flood or storms. If you rent your home, your landlord is responsible for buildings insurance but you'll be responsible for buying the contents insurance.
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What does home insurance cover?
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Home insurance typically protects the structure of the building and depending on your policy, the contents inside it. It usually provides cover for events like flooding, fires or theft. Depending on your policy, you can also buy additional protection for accidental damage.
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Is home insurance the same as building insurance?
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No, home insurance isn't the same as building insurance. Home insurance provides protection for your home's structure and contents, building insurance only covers the structure. A landlord might buy building insurance for a property they rent out, while their tenants are responsible for buying contents insurance to protect their personal belongings and appliances.
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