Based on 11774 reviews
A product by Admiral
Admiral home insurance is available in three cover levels. You can personalise your cover with optional extras, some are covered automatically under the Admiral Platinum and Admiral Gold home insurance...
Based on 66 reviews
A product by AA
AA have three different home insurance policies to choose from with varying levels of cover. Opt for Silver, Gold or Platinum. You can choose optional add-on cover including accidental damage,...
Based on 119 reviews
A product by Tesco Bank
Tesco Insurance give Clubcard holders a discount on their home insurance policies. Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can...
Based on 40 reviews
A product by NatWest
With so many providers on the market, finding the right home insurance policy for your needs can be challenging. We collect NatWest home insurance reviews to help you make an...
Based on 80 reviews
A product by esure
esure have two home insurance options to choose from (esure Flex Home Insurance and esure Home Insurance). You can increase the cover for your esure home insurance policy by choosing optional...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 85 reviews
A product by Nationwide
Nationwide work with Royal & Sun Alliance Insurance Ltd to provide home insurance. It’s usually cheaper to buy both buildings and contents insurance from Nationwide at the same time, instead of...
Based on 53 reviews
A product by M&S Bank - Marks and Spencer
M&S home insurance is underwritten by Aviva Insurance Limited. M&S home insurance offers cover for building and contents together or you can buy them separately. If you make a claim under...
Based on 117 reviews
A product by Lloyds Bank
Lloyds Bank offer three levels of home insurance. The Bronze policy is the most basic cover, Silver and Gold policies include accidental damage cover. Legal expenses cover is also included as...
Based on 77 reviews
A product by John Lewis
You can apply for a John Lewis Money home insurance policy online. Choose from Bronze, Silver and Gold policies, with £50,000 minimum protection when you buy contents cover. There’s no fee...
Based on 32 reviews
A product by Zurich
Zurich home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did Zurich handle your home insurance claim?...
Based on 102 reviews
A product by Sainsburys Bank
Sainsbury’s Bank has two levels of home insurance cover: Home and Home Plus. Both policies can be tailored with optional extras, including enhanced cover for both buildings and contents. Sainsbury’s...
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Frequently asked questions
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Do you need home insurance?
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If you have a mortgage, you usually need buildings insurance as a condition of the loan. If you own your home outright, it's not a legal requirement. But it's highly recommended as you'll be protected from the cost of repairing or rebuilding after events like fire, flood or storms. If you rent your home, your landlord is responsible for buildings insurance but you'll be responsible for buying the contents insurance.
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What does home insurance cover?
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Home insurance typically protects the structure of the building and depending on your policy, the contents inside it. It usually provides cover for events like flooding, fires or theft. Depending on your policy, you can also buy additional protection for accidental damage.
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Is home insurance the same as building insurance?
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No, home insurance isn't the same as building insurance. Home insurance provides protection for your home's structure and contents, building insurance only covers the structure. A landlord might buy building insurance for a property they rent out, while their tenants are responsible for buying contents insurance to protect their personal belongings and appliances.
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