Smart Money People Logo

Best Current account

Voting in the Insurance choice awards 2025 is open - Vote here

4.35

Based on 197 reviews

A product by Halifax

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month. With the Halifax Reward account, each year, you can...

4.27

Based on 226 reviews

A product by NatWest

The NatWest Premier Reward Black account charges a monthly fee in return for a wide range of benefits. Benefits include a concierge service, discounts, insurance policies and cashback. You’ll need to...

4.13

Based on 102 reviews

A product by Barclays

The Premier Current Account from Barclays has a wide range of benefits but does have specific income or savings eligibility criteria. Premier customers can access a range of discounts, rewards...

4.12

Based on 938 reviews

A product by Halifax

The Halifax Current Account is a free, everyday banking option. You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.11

Based on 398 reviews

A product by The Co-operative Bank

The Co-operative (Co-op) current account is a basic account for everyday banking. You can apply for an overdraft as part of your Co-operative current account application, or once your account...

4.11

Based on 119 reviews

A product by RBS

The RBS Select current account is a basic account for everyday banking. Account holders can access RBS’ mobile banking app which has a range of money management features and built-in...

4.05

Based on 241 reviews

A product by RBS

The RBS Select current account is a basic account for everyday banking. Account holders can access RBS’ mobile banking app which has a range of money management features and built-in...

4.01

Based on 758 reviews

A product by Lloyds Bank

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0. The Lloyds Classic Account can be serviced via the app...

3.99

Based on 321 reviews

A product by Nationwide

Nationwide FlexPlus is a packaged bank account. For a monthly fee, the FlexPlus current account gives you worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Nationwide FlexPlus...

3.98

Based on 307 reviews

A product by Santander

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or...

Don't see your company?

Sign up and claim your business listing to start managing reviews and getting customer insights

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people