The NatWest Everyday account is a basic current account. There’s no monthly fee for the Everyday account. If you meet the eligibility criteria, you can get a short-term overdraft. Manage your...
The Barclays Bank Account can be opened as a sole account or joint account and has no monthly fee. The Barclays Bank Account can be managed via the mobile banking...
The Club Lloyds Current Account charges a low monthly fee which is waived when you deposit a set amount each month. With the Club Lloyds Account, each year, you can...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month. With the Halifax Reward account, each year, you can...
Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account. There’s no monthly fee for FlexBasic and Nationwide automatically...
The NatWest Premier Reward Black account charges a monthly fee in return for a wide range of benefits. Benefits include a concierge service, discounts, insurance policies and cashback. You’ll need to...
Virgin Money M Plus is an everyday bank account. You’ll get interest on your balances and cashback on spending. There’s no monthly fee for this account and you won’t be...
Santander no longer offers the Choice Current Account.
The Halifax Current Account is a free, everyday banking option. You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round...
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Frequently asked questions
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What is a current account?
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A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.
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Can you have multiple current accounts?
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Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.
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Do current accounts earn interest?
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Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.
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