Smart Money People Logo

Voting in the British bank awards 2026 is open - Vote here

Own this company?
Share this page

Nationwide reviews

Nationwide Logo
Rated Good 4.32/5

Nationwide reviews

This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here

Unverified business
Last reviewed within 7 days
  • Donates a percentage of profits to charitable causes
    Donates a percentage of profits to charitable causes
  • Has branches you can visit in-person
    Has branches you can visit in-person
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • Positioned as being a socially responsible organisation
    Positioned as being a socially responsible organisation

Review summary

People rate this company as Good based on 2,781 product reviews

Average score of 4.32/5
5 star
69%
4 star
17%
3 star
3%
2 star
1%
1 star
10%
Reviews for Nationwide have trended positively over the past 90 days

Nationwide wins hearts with friendly branches, solid customer service, and rewarding loyalty with bonuses and good savings rates. Their app is generally easy to use, though some find it a bit behind the times. On the downside, insurance claims and mortgage services can be slow or frustrating, and some customers find the card reader security a hassle. A few have faced serious issues with discrimination or account freezes.

Positive themes

  • Nationwide’s branches and friendly staff make banking feel personal and welcoming.
  • The Nationwide app is easy to use and helps manage accounts smoothly.
  • Nationwide rewards loyal customers generously with bonuses and profit shares.

Negative themes

  • Insurance claims and home repairs with Nationwide can be slow and disappointing.
  • The card reader security is annoying and outdated for many Nationwide users.
  • Customer service can be poor or unhelpful in serious issues like fraud or discrimination.
Summarised by AI
Was this helpful?

About Nationwide

Nationwide is the world's largest building society, with 16 million members.

Nationwide’s roots go back to 1884 and today has over 18,000 employees and around 600 branches across the UK.

Nationwide is one of the UK's largest mortgage providers and also has a large customer base with savings and current accounts. Other products include credit cards, personal loans and insurance. Nationwide also has a buy to let business, The Mortgage Works.

Nationwide at a glance

Contact details

Main address
Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
Social media

Reviews for Nationwide

Showing 11 of 2781 company reviews Last reviewed within 7 days

Like the linked flexi plus in this packaged bank acc...

FlexPlus 24th February 2026

Like the linked flexi plus in this packaged bank account that give us worldwide travel insurance and breakdown cover.

Rated Good 4/5
Read more product reviews

Ethical, trustworthy and I'm a member

FlexAccount 22nd February 2026

I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society... I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewards it's members and that means you, the customer. Every year we get to have our say in how things are done and get a little reward from the profits for just being a member. This flex account is a great current account for all your everyday financial needs and I like also that you can automatically save a little from it when you make purchases and the savings go into your savings account. Customer service at Nationwide is excellent, always willing to accommodate my toddler around our chats and explain everything to me with a smile and patience. I think their online banking is secure and easy to use and it's easy going into their store too. At a different bank I saw an old man become desperate because they wouldn't let him get his cash out but I trust nationwide wouldn't do that. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Iexcellent service

    I’ve been with the Nationwide for many years of friendly practical service especially when i joined and when my husband died. I’ve recently received two... I’ve been with the Nationwide for many years of friendly practical service especially when i joined and when my husband died. I’ve recently received two separate sums of money from them. They always provide a service with a smile. Read more Read less

    {"display":"Carys B","full_name":"Carys B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    FlexAccount
    Carys B 20th February 2026
  • 4/5

    Always reliable!

    I like Nationwide as it is an easy bank to deal with, whether online, via their app or else in-Branch. I find it reassuring that,... I like Nationwide as it is an easy bank to deal with, whether online, via their app or else in-Branch. I find it reassuring that, while my nearest Branch is 18 miles away, I know it's there and not planning to close so is available if I need to do a personal face-to-face transaction Read more Read less

  • 5/5

    Nationwide is 5 star.

    Nationwide is 5 star. They look after their customers and provide bonuses. You can always go into branch and speak to a human to resolve any queries. To class service.

    {"display":"Michelle ","full_name":"Michelle ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    FlexDirect
    Michelle 20th February 2026
  • 5/5

    The account's online banking facility is easy to handle

    The account's online banking facility is easy to handle

    {"display":"And Penman","full_name":"And Penman","avatar":{"url":"\/uploads\/avatars\/users\/1268457.jpg"}}'s avatar
    FlexAccount
    And Penman 19th February 2026
  • 1/5

    Astonished at the level of failure in a regulated bank

    I am genuinely astonished that this level of operational failure is occurring within a regulated bank. Nationwide repeatedly denied a customer access to funds despite... I am genuinely astonished that this level of operational failure is occurring within a regulated bank. Nationwide repeatedly denied a customer access to funds despite four separate branch attendances with valid ID. On one occasion, the branch manager personally verified the ID and phoned Nationwide’s security team while holding it. Even then, access to funds was still refused. The solution offered afterwards was simply to “go back into the branch with ID again”, as though none of the previous visits had happened. What makes this deeply concerning is the complete absence of records. Nationwide has stated there were: no notes of calls no notes of branch visits no notes of ID verification no notes of DSAR requests Yet security decisions continued to be enforced regardless. Alongside this, multiple Nationwide staff — including on a security line — demonstrated a basic misunderstanding of data protection law, repeatedly referring to a Data Subject Access Request (DSAR) as a Freedom of Information request. FOI legislation does not apply to Nationwide at all. The fact that this error was repeated suggests a training and governance issue, not an isolated mistake. This case involved a disabled, vulnerable single mother, and Nationwide was explicitly told that denying access to funds was placing her at risk. Despite that, no proportionate safeguarding response was applied. The real-world consequences included missed medical appointments, disruption to a child’s education, damaged relationships, and credible safety concerns. This was not robust fraud prevention. It was process without memory, judgement, or accountability. For an organisation already fined heavily by the regulator for systemic control failures, this experience raises serious questions about whether governance and training issues have genuinely been resolved. Based on this experience, I would have real concerns about Nationwide’s ability to manage complex or vulnerable customer situations safely. Read more Read less

    {"display":"Helen de bretton","full_name":"Helen de bretton","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1364447.png"}}'s avatar
    Credit card
    Helen de bretton 19th February 2026
  • 5/5

    Nationwide provides excellent Savings Accounts

    Nationwide provides an excellent range of savings accounts with good interest rates and an excellent online banking system and wide spread branch network

    {"display":"ian beckham","full_name":"ian beckham","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Regular Savings
    ian beckham 19th February 2026
  • 5/5

    Flex account with Nationwide cover all my need.

    Ths account with Nationwide provide with all my need. I also have the opportunity to open a good rate savings account. So, really pleased

    {"display":"Paola Revello ","full_name":"Paola Revello ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    FlexAccount
    Paola Revello 19th February 2026
  • 5/5

    Good account but app not market leading

    Good account but app not market leading

    {"display":"Alastair Webster","full_name":"Alastair Webster","avatar":{"url":"\/assets\/uploads\/avatars\/users\/677631.png"}}'s avatar
    FlexAccount
    Alastair Webster 19th February 2026
  • 5/5

    Unbeatable customer service

    Easy to use banking via their app with excellent clear information. There are rarely any problems or issues but whenever there are, they are always... Easy to use banking via their app with excellent clear information. There are rarely any problems or issues but whenever there are, they are always really responsive and helpful. In addition I really appreciate that they have many branches where you can actually go and talk to a real human being, not an AI bot. On a side note, they are always very helpful and kind to my elderly mum, who struggles to understand online banking and prefers to do things the 'old fashioned' way. Top notch customer service - thank you Nationwide. Read more Read less

    {"display":"Sarah J","full_name":"Sarah J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    FlexDirect
    Sarah J 19th February 2026

    Products from Nationwide

    Showing products offered by Nationwide

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice